Can I transfer my auto title to my roomate to get a better insurance rate under her driving record for a car with a lien?
by 
Maylene Spafford
ANSWERS: 2
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No, insurance is based on the primary driver of the vehicle and far the vehicle goes with in a given period of time. If it is a leisure or primarily work related vehicle. Transfering the ownership of the car has nothing to do with it. You could put her as the primary driver of the car but thats kind of playing with fire too. If you have an accident and it is known that she never drove the car it could cause the insurance company to drop you and not pay for the damages. Also it would possibly effect her driving record as well. I would call around and see if there are any companies that offer better rates on a vehicles based on your age and the vehicle you are driving. You can always call and a free quote over the phone.
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You can, but its a felony and fraud. once you are caught, and you will get caught, no insurance company in the country, will cover you. all insurance subscribe to a central information center for people who file too many claims and commit fraud.
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