ANSWERS: 3
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Almost certainly, since you are responsible for lending the car to your friend. The accident would not have happened if you had not loaned the vehicle to another driver.
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Luckily for you, your friend was legally allowed to drive the car.. Depending on your past record, it might or might not go up.
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I would say yes as they usually put the premium up if the accident was your fault (in this case your friend's).
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