Which states don't require drivers to have insurance?
by 
Not Jeff Martinez
ANSWERS: 5
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Even in a state that does not require liability insurance, you need to have sufficient assets to pay claims if you cause an accident. If you don’t have enough assets, you must purchase at least the state minimum amount of insurance. Follow this link to see the state-by-state regulations on what type of insurance is required: http://www.insurance-quotes-depot.com/iii/canidrive.asp
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In all states you must carry an auto policy but some states do not require bodily injury coverage along with collison. But that is only if you do not have a lone on the car because all banks require you to have insurance on a car that has a lien on it because they have what is known as an insurable interest in your vehicle. It is really a bad idea no matter the amount of your assets not to insure the vehicle you drive. If you wanna save on your insurance by retaining more of the risk you should just raise your deductable.
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In regards to commercial trucking a lot of comapnies are self insured.
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Wisconsin and New Hampshire do not require any level of auto insurance, nor do they require that you self insure or have sufficient assets to pay any claim amount.
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calif is one of those that you do not need a drivers license to buy auto insurance. S.F city now has a policy of not enforcing laws regarding driving without any license, due to the illegal population, etc. how selective we have become in enforcing our laws.
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