ANSWERS: 3
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It's all in the small print that no one ever bothers to read. And unfortunately it is legal. Not strictly ethical, but such is life.
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Well, they can't steal what you agree to give. All the terms are laid out in writing (really, really small writing). Their terms may seem unreasonable -- and as recent federal inquiries might suggest, unethical -- but at the end of the day you signed your name to the contract.
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Yes they steal from you AND your first born
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