Online credit reports are safe as long as you are going to a trusted site. There is only one truly free credit reporting website: http://annualcreditreport.com.

On the Other: Watch out for sites that compromise your identity

Some sites say they offer "free credit reports," but that isn't always the case. For example, when you sign up for a "free" report at freecreditreport.com, you are actually enrolling in its "triple advantage" service. If you do not cancel within a certain amount of time, you will be charged. This is shown in very small print on the site. If you do use a different credit reporting site, make sure that the site has a security sockets layer, or SSL, certificate. This will ensure that your Social Security number and other information are encrypted. A secure site will begin https:// instead of http://. Your identity is one of your greatest assets, so make sure that if you are checking your credit online, you are doing so on a site that is 1) trusted and 2) secure.

Bottom Line

If you want to make sure that you are getting the "real deal" when it comes to online credit reports, make sure that you're going to annualcreditreport.com because it is the only credit reporting site that is sanctioned by the government (and yes, you do get the credit reports from all three major credit agencies). This is the best way to ensure that you are getting a safe and secure credit report.

Source:

Annual Credit Report

The High Cost of a "Free Credit Report"