Comprehensive insurance covers automobile damage by means other than an automobile collision. Comprehensive auto insurance only covers your own automobile and does not cover any injury or damage your automobile causes to another person or property.

Fire

Comprehensive auto insurance pays for repairs to or replacement of your automobile when damaged by fire.

Storm Damage

Comprehensive insurance covers damage to or loss of your automobile due to storm damage. This can include damaged caused by flooding, hail and falling trees or limbs.

Vandalism

Comprehensive auto insurance pays for damage caused by vandals. This coverage also includes vandalism or damage that occurs as a result of civil unrest, such as a riot.

Automobile Theft

Comprehensive auto insurance pays for the replacement of stolen automobiles.

Animal Damage

Comprehensive auto insurance covers damage caused by animals. This coverage pays for damage caused when you strike an animal or when an animal causes damage to your automobile on its own, for example damage caused by bears trying to get into your car to get food.

Windshield Damage

Comprehensive automobile insurance pays to repair or replace cracked or broken windshields. Any windshield damage that occurs, other than in an auto collision, can be paid for with comprehensive insurance, including incidents that happen on the road, such as damage caused by falling rocks.

Source:

Insure U: A Consumer's Guide to Auto Insurance

Insurance Information Institute: What is covered by a basic auto policy?

CarInsurance.com: Insurance Coverage Definitions

More Information:

Insure U

Insurance Information Institute

Consumer and Family Economics-University of Illinois Extension