Costly

Pet care can cost $2,000 to $6,000 over the life span of the average pet. This is not including all the things you buy for your pet including food or toys.

Is it Right for You?

Many pet insurance providers do have different plans available for different scenarios. The best option is check with your veterinarian to see which company they recommend and what plan will best suit your wallet.

How it Works

Most policies usually have deductibles, co-pays as well as caps that will limit how much is paid out yearly. Most companies will not cover pre-existing problems as well as hereditary conditions. The older the animal the more you will have to shell out in premiums.

Shop Around

When purchasing a pet insurance plan for your furry friend make sure to check out three different quotes at a minimum. The price varies with different companies. It also depends on what the policy covers and the age of your pet.

Companies

Veterinary Pet Insurance (VPI) is a well known company charging a $50 deductible to each illness and/or accident. Also The Hartville Group, Inc. (partnered with the ASPCA) offers multi-pet discounts. It is always a good idea to ask your veterinarian for suggestions on which company they would recommend.

Other Pet Insurers

There are dozens of companies that offer pet insurance. One step to take when comparing is to use the Internet to get comparisons and reviews. Other companies in the United States include: Embrace, Petfirst Healthcare, Petplan USA, Pets Best, Pet Care, Purina Care, Petsmart, AKC and many more.

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Should you buy pet insurance?