ANSWERS: 1
  • Care Credit is a line of credit that consumers can use for dental, vision, cosmetic, hearing and veterinary care. It operates like a traditional credit card, with a credit limit, annual percentage rate and minimum monthly payment.

    Provider

    Care Credit is provided by General Electric Money. It was created in 1987 with the aim of helping people pay for expenses that were not typically covered by insurance companies.

    Features

    Care Credit offers a predetermined promotional financing of 0 percent for three, six, 12, 18 or 24 months that allows you to pay no interest if your bill is paid in full by the end of the promotional period.

    Considerations

    If the bill balance is not paid in full by the end of the promotional period, the regular interest rate will begin and the deferred finance charges from the promotional period will apply. The APR depends on the individual cardholder, but can be as high as 25 percent.

    Endorsements

    Care Credit is endorsed by the Academy of General Dentistry, the Society for Excellence in Eyecare, the American College of Eye Surgeons and the American Society for Plastic Surgeons, among others.

    Further Information

    You can apply for Care Credit at http://carecredit.com/apply/landing.html. A list of Care Credit Providers can be found at: carecredit.com/providerloc/index.html

    Source:

    Care Credit

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