ANSWERS: 1
  • An auto insurance quote is an estimate of the cost of insuring your car against liability and property damage resulting from an accident. Your quote may also include accident medical coverage. According to InsuranceTree.com, quotes reflect six- or 12-month premiums.

    Significance

    All U.S. states require a minimum of basic liability insurance before you can legally operate your car.

    Procurement

    You can receive an auto insurance quote online or by calling an insurance agent. Be prepared to answer questions pertaining to the make and model of your vehicle and your driving history.

    Cost

    Insurance companies provide auto insurance quotes as a free service. You should never pay for an auto insurance quote.

    Options

    The projected premium of your auto insurance quote includes any extra coverage options that you selected, such as roadside assistance or increased medical coverage.

    Discounts

    When procuring an auto insurance quote, the insurance company may show you discounts you qualify for if you purchase your policy online or insure more than one vehicle.

    Considerations

    Some auto insurance websites provide comparable rates from competitors based on the information you submit. This allows you to quickly see which company fits your needs and your budget.

    Source:

    InsuranceTree.com: Auto Insurance

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