ANSWERS: 1
  • Visa developed its Signature credit cards as a way to offer customers incentives when paying for their purchases. The incentives include discounts on travel and goods, 24-7 concierge service, and tickets to cultural, sporting and other events. Standard Signature credit card benefits also include enhanced security and reporting services, emergency services and no spending limits.

    Application

    You can apply for a Visa Signature credit card through any of the Visa financial institution clients around the globe. See the Visa.com resource below for card issuers.

    Card Benefits

    Signature card benefits vary. Hotel chains, airlines, financial institutions, department stores and professional associations may offer Visa Signature cards with awards, discounts and services tailored to their customers and members.

    Identification

    Visa Signature credit cards bear the words "Visa Signature Card" on the front side of the card, beneath the card number.

    Security and Liability

    The Visa Signature card's "Zero Liability" policy is effective only for cards issued in the United States, and does not cover transactions at ATMs or those in which you have been negligent in protecting your card from fraudulent use.

    Credit Caution

    The absence of a spending limit does not mean you do not have a Visa credit line. If you spend more than your authorized credit line and do not repay the overage within one month it may have an adverse effect on your credit rating.

    Source:

    Visa Signature Benefits

    Credit Card Perks on Travel, Shopping and Entertainment

    More Information:

    Visa.com: Visa Card Issuers

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