ANSWERS: 1
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Merchants may not charge service fees or surcharges to customers using Mastercard and Visa. American Express does not allow surcharges if the merchant accepts Mastercard or Visa. Laws regarding surcharges vary by card and state.
Source:
Fso.cpasitesolutions.com : Merchant Credit Card Abuses
Fso.cpasitesolutions.com : States The Prohibit Credit Card Surcharges
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