ANSWERS: 1
  • Personal checks provide an alternative to cash and credit cards that are easy to keep track of. There are three numerical codes on every personal check that each have a specific purpose. These are the routing number, the account number, and the check number.

    Routing Number

    The set of nine numbers on the left side of your check is called the routing number. That is your bank's identification number. It tells the bank that cashes the check which financial institution to withdraw the money from.

    Account Number

    To the right of the routing number and colon is your account number. This tells your bank which account within that bank to withdraw funds from.

    Check Number

    To the right of the account number and colon is the check number. It should match the check number on the upper right corner of your checks. This is used to help you keep track of which checks you've used and find them again if necessary. This should be the only number on your checks that changes from check to check.

    Name and Address

    Your name and address allow the receiver of the check to find you if there is a problem with your check. Some businesses won't accept out-of-state or out-of-town checks, so this allows them to determine if it's a check they'll accept.

    Check ID Number

    The check number in the upper right corner of the check identifies that specific check. When you balance your checkbook it is often easiest to identify the checks by number. Some businesses won't accept checks that are numbered less than a certain number (200 for instance). This helps them determine that you have had the checking account long enough for it to be reliable.

    Source:

    FAQ: How do I locate my bank routing number

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