by 
The Curious Bag
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Payday advances are short term loans that are made to people in dire need of cash. They get their name from the practice of being paid off by the borrower's next paycheck. This title may now be a misnomer, as many companies loan the money for as much as 90 days.
Research
If you live in a good sized town, you probably have a payday lender near you. Check the yellow pages for locations. This is ideal with someone who wants to deal face to face and locally.
Internet
The Internet is the simplest way to find a payday lender. Simply do a search for payday advances and you will get a listing of hundreds of lenders.
Chooses
Visit several of the Internet sites and pick a lender that suits your financial situation. Many will loan money within the hour, some will not check your credit, most will deposit the proceeds directly into your checking account.
Requirements
You must be at least 18 years old, have an open checking account and be employed in a job that pays at least $1,000 per month to qualify for a payday loan.
Warning
Be aware that interest rates for a payday advance are at best very high. Balance this against your need. If you have checks about to bounce or need car repairs in order to get to work, the high interest may be worth it to you.
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