by 
The Curious Bag
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A home with a lien on its title can interfere with the sale of the home. You can even lose the home over the lien. Lien laws vary by state, but there are few options to get rid of a lien on a home.
Identification
A lien on a home means a party holds the legal right to a property because they are owed some sort of debt after making an improvement to the home.
Types
Most liens on a house are a mechanic's or construction lien. These occur when someone performs a service for the home, but is not paid for it.
Considerations
A party may put a lien on a house for much less than its actual value.
Effects
A lien on a house means the person owed money retains the right to the home, making it extremely hard to sell, or they received a court order allowing them to sell.
Tips
Only by paying off the debt completely can you remove the lien, reports Sandy Gadow of Realty Times. Make sure that the lien against the house is legitimate. An attorney can help with fraudulent liens.
Source:
RealtyTimes.com; Gadow, Sandy; Dealing With Clouds On Your Title
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