How Does Temporary Car Insurance Work?

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Most car insurance policies offer coverage for six or 12 months. Sometimes you need additional coverage or a temporary change in your policy. Temporary car insurance is designed to fill in the gaps during these times.

Length of Coverage Available

Temporary car insurance can be purchased for one day of coverage, up to several months.

Immediate Coverage

Temporary car insurance goes into effect immediately upon purchasing a policy. If your driving situation changes, you can add the coverage without have to wait for your regular insurance company to give approval or finish administrative procedures.

Temporary Car Insurance and Your Regular Car Insurance

Temporary car insurance can be purchased to cover a vehicle, regardless of whether the automobile is already covered under another policy. If you are in an accident you can file a claim against your regular insurance policy or against the temporary policy.

Additional Drivers

You can add additional drivers to your temporary policy. The policy will give you the coverage you need, without adding the temporary drivers to your regular policy.

Good Driver Rating

If you have a good driver rating, temporary car insurance can help protect your rating. If you feel you could be in a situation where your car could be in an accident, you can purchase temporary car insurance to substitute your regular coverage.

Source:

Short Term Car Insurance

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How Does Temporary Car Insurance Work?

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