by 
The Curious Bag
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Drivers convicted of certain violations may need an SR-22 filing to reinstate or maintain their driving privileges. Although the SR-22 filing process seems confusing, it is fairly simple.
What Is an SR-22?
An SR-22 is simply a certification your insurance company files with your state's motor vehicle division. It states that you have purchased the auto insurance coverage required by your state.
Starting the Process
You start the SR-22 filing process by purchasing an auto insurance policy that meets your state's requirements. You must advise the insurance company that you need an SR-22 filing.
Fees
Some insurance companies require you to pay an additional fee for the SR-22 filing. As long as you do not let your policy lapse, this is typically a one-time fee.
Submission to the State
Once you have paid your insurance premium and SR-22 filing fee, your insurance company will prepare and submit your SR-22 filing to the motor vehicle division.
Processing
Some states use electronic filing, so your SR-22 will be processed the same day. Other states use manual filings, so your SR-22 may not be processed for a week or more.
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