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  • Medical expenses can leave a hefty financial burden, especially as you get older. Thankfully, there are resources for those who need more insurance coverage, such as those offered by AARP (formerly known as the American Association of Retired Persons).

    Identification

    AARP secondary health insurance is an additional coverage option to supplement your primary health insurance coverage.

    Types

    There are AARP secondary health insurance plans for those aged 50 to 64 who are not yet covered by Medicare, but who have a primary source of insurance, as well as plans for those 65 years or older as a supplement to their Medicare plan.

    Significance

    These secondary plans often offer less coverage than a primary plan, but can be a financial relief when your primary insurance leaves you with large medical bills to pay.

    Benefits

    AARP secondary health insurance picks up the costs for claims that are not covered under your primary health insurance policy.

    Considerations

    It is important to pick the right supplemental plan to ensure that it will pick up where your primary health insurance leaves off. This means knowing the ins and outs of your primary plan. If you have good major medical primary coverage, you may not need a supplemental plan at all.

    Source:

    AARP product explanations

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