by 
The Curious Bag
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TrueCredit is a service provided by TransUnion Interactive, a global leader in credit and information management. TrueCredit monitors all three credit bureaus. It enables you to request updated copies of your credit scores every 30 days without impacting your credit score.
TrueCredit.com
TrueCredit.com offers a variety of resources to its customers, such as educational materials online and free informative newsletters. TrueCredit strives to give both consumers and businesses the ability to thrive, thus building a stronger economy. For a $14.95 subscription fee, users can utilize features such as receiving updates regarding key changes to their credit scores and insurance scores that show you the data insurance companies use to determine your rates.
TransUnion Services
TransUnion offers marketing services, fraud and identity management, risk management, as well as collections management. Specifically, they provide consulting services for developing credit report infrastructures, debt collection, asset registration and analytics.
TransUnion History
Established in 1969, TransUnion, TrueCredit's parent company, maintains one of the world's largest collections of consumer information. They saw the benefit in storing a national online databank and established the first online data storage and retrieval data processing system, which provides creditors across the country with a one-stop shop for consumer credit information. By investing in technology and strategic growth initiatives throughout the '70s and '80s, TransUnion expanded and attained complete coverage of the United States. In the '90s, they broadened their focus to real estate. TransUnion acquired TrueCredit.com in 2002, allowing millions of consumers to protect and improve their credit with their user-friendly services. They operate in over 25 countries on five continents.
Aspects of Your Credit Report
The first section of your credit report details personal information such as your name, date of birth and address. This is followed by your consumer statement you may have requested, such as an explanation of late payments. Your account histories are also listed, including the balance of revolving credit or collections and real estate. Public records will reflect any instance of bankruptcy or judgment filings. Finally, contact information for your creditors will be noted.
Downside
Some customers report having received spam after signing up for TrueCredit.com.
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