What is an example of a "scam"?

Getting emails like this.
.
Dear Customer,

You are welcome to GT Bank Plc. The payment Bank for the 2009 UN Online
Promo. We are pleased to be at your service. We are Regulated and
Stipulated by the Financial Service Authority (FSA), the financial
institutions that govern all financial activities around the World, after
a proper screening and verification excises that was conducted in our Bank
today in addition to receiving confirmation from the UN and The ECOWAS
Online Promotional board, that you are one of the promo winners of
$200.875.00 (TWO HUNDRED AND EIGHTY SEVEN THOUSAND FIVE HUNDRED DOLLARS
ONLY).

This is to inform you that your funds have been deposited in our transit
account and will be available for immediate transfer into your account
which you are to set up, you are advice to open a Foreign Currency Account
with us where your winnings can be transferred into.

This account will be activated after you have made the initial deposit
from $50 USD and above as your account activation fee or you can open an
online account in our bank and make your transfer online into any account
of your choice.

With our online banking, you can enjoy the convenience of managing your
finances quickly and easily at a time that suits you. You can bank safely
and securely – at work, home or abroad.

Our online banking enables you to do the following.

1. Check your balance, monitor transactions and print your account statement.
2. Pay utility bills, transfer funds between your accounts and to other
Beneficiaries.

Once you open an online account with us we shall send to you, your login
information’s, enter your user ID and password and then click the login
button then change the password to the one of your choice. Once you have
successfully logged on, please remember to change your password by
selecting the ‘Personal’ option from the menu. It is very important you
keep your security details secret at all times to prevent unauthorized
access to your account.

What next?

We'll advise that you get back to us within the next 2 working days. Upon
receipt of your email we shall send you our sign up application form to be
completely filled, signed and return to us which will allow us to create
your account.

Please Note that no deductions of any fees is allowed because we received
your money in BOND and it’s been duly insured, based on our policies and
as a result of the space of time available, you are hereby advised to act
fast so we can provide you with the best of our banking services.

Yours faithfully,
For: GUARANTY TRUST BANK PLC
Uwem Akai
MGR, E-Business & Card Services

"I had to flee a war torn country to save my life. Most of my family were caught and killed. I managed to get a trunk full of $20Million in cash into a safe secure locker at a para-military security company on the border. The trunk has been there for several months and now they want $3,000.00 before they will let me access it.

Please send me the $3,000.00 so I can get the trunk and I will send you $3Million for helping me."

A lot of these online jobs. They require you to pay money by telling you that you can make money and people believe it. The only ones making money are the company and not you.

Any email sent to my email address from Nigeria.

Please see Video! lol +5 Nunya

Items for sale overpayment scam.

http://www.ftc.gov/opa/2004/12/checkoverpayment.shtm

+5

The commonest example of an internet scam is when you get an email from somebody in Nigeria, who tells you that he has several million pounds, dollars or whatever that he needs to put into an overseas bank. He offers you a substantial sum, just for letting him put his money into your account for a few days.

Surprisingly enough, some people fall for this and hand over their account details, only to find the account emptied, rather than filled.

Where did 49 points come from. WoW!

Thriftymaid's answers.

Disney. Oh, how Disney loves children. "Here you go, kid, your Orange slushy. That'll be $10.50."

The famous "Nigerian Scam" that was sent out by Email.

http://www.scambusters.org/NigerianFee.html

I'm Barack Obama! And every American will have health insurance while I'm in office!

Check this out:

I work for a bank call center and this lady calls up and tells me a story.

Her uncle sent her a message on facebook saying he was robbed at gunpoint and he and his family have no money. So, he asks her to western union money to him for help. She runs to a western union, sends him $1,000, and goes back home.

Later on she recieves another message saying, "It wasn't enough money, we need just a little bit more."

So, she runs to western union and sends another $900.

THEN, this lady gets an email on her google account from her uncle just to see how she was doing. He had no idea about the money and he and his family were totally fine.

She realized that she had been scammed into thinking that person on facebook was her uncle. She sent money to an address that technically didn't exist, and these people got about $2000 from her.

She filed police reports but they couldn't do much since she willingly sent the money.

This lady called me drinking wine and half drunk because she couldn't believe what had just happened to her.

Watergate