Certain factors will determine if you should repair your car or look at other alternatives. Explore all other options to see which is the most cost effective for the short-term and long-term. Review all costs involved before you make your choice. This method will keep you from incurring unwanted debt.

Minimal Cost

If you have a car that needs repaired, it may be worth your while to have it done if the cost is minimal. Another alternative is purchasing a new car. But if your new car is going to be financed you will be forced to make monthly payments for the entire term of the loan which could be 36, 48 or even 72 months. However, your repair bill could equal only one monthly payment.

New Car

You should have your car repaired if it doesn't need repaired often. If your car is relatively new it will probably still be under warranty, in which case your costs and expenses will be non-existent or very minimal. Older cars have a tendency of requiring a lot of maintenance and repair work to keep them running.

Safety

Definitely repair your car if there are no safety issues at hand. When your health is threatened because of an unsafe car it may be time to get rid of the vehicle. When your car has a number of safety issues it may not be worth it to get the car fixed.

Non-Fault Accident

When you have a car accident and it is not your fault you will want to get your car repaired since the other driver's insurance will be paying for the repairs. If there are no complications you will not have any out of pocket expenses.

Budget

You should have your car repaired if you cannot afford a new car right now. A new car payment may not fit into your budget. This can put a strain on your finances and some other facet of your life will have to suffer in the process.

Credit

If you have bad credit and you are unable to get new or old car financed you may want to have your old car repaired. You should drive your old car as long as you can and continue to have the proper maintenance and repairs done.

Source:

let the dealer or repair shop fix your car

repair your car safely