by 
kuyakev
ANSWERS: 4
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Depends on what they specialize in but I've seen figures of roughly $50,000 to $70,000 per year. That's just for a family practitioner too! I imagine a surgeon would require more malpractice insurance and performing high risk procedures would increase it even further.
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Well, it's based on their specialty, location, have they had any lawsuits against them, etc. Rates vary from company to company, and overall malpractice is very expensive. I work for an OB/GYN and if he stops delivering babies, his premiums would drop, but then again so would his income from mainly office work and surgical cases. If a Physician is owned by a hospital let's say, the hospital may opt to pay for part or all of the malpractice insurance to entice the physician to work for them.
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My doctor says his would be about $70,000 or so a year, but it used to be $120,000 when he delivered babies. But his malpractice insurance is paid for by the hospital consortium that he belongs to, who also pay part of his salary, give him benefits, and so on. It is a good deal for him and other doctors who decide to join those types of hospital organizations.
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It depends on their specialty and it depends on where they practice. If they live in a state that has enacted good Tort Reform laws, then that can play a factor in reducing a physician's rates. Once you have a state in which you're looking to practice, you can drill down to the county, that's where you'll see the difference within a particular state. source: http://MyMedicalMalpracticeInsurance.com
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