that is really hard. Part of it is discipline, part of it is desire, but you will also need to create opportunities.

the math is pretty simple - you either have to increase income or decrease expenses (but you already know this).

On the expenses side:
Start by recording every penny you spend for a month, then look at where your money goes.
are there things you could reduce that are not important for your long term prosperity? For example, could you stop smoking or spend less in the pub?

-next, set a budget and include an amount for savings in your budget. It may not be much - maybe only $10 or $20 a month.

-do you have debts? if so, focus on reducing them as quickly as you can, and try to avoid it for the future.

On the income side,
-what could you do to increase your income?

-could you find another source of income? (avoid "get rich quick" schemes - they always end up costing more than they produce).

-Make a plan for where you want to be financially in five years. then figure out what you would need to do year by year to get there. Set goals for each year along with the steps you need to take to acheive those goals. write it all down so you can review it every month.

-Ask yourself questions -can you get a better paying job? what would it take? do you need more education?

-any time you get a rise in pay or extra money, save at least half of it.

For some better advice, go to the library and read / borrow a book called "The Richest Man in Babylon" by George Clason.

I would recommend you apply for government assistance. You'd probably qualify, and it would leave you with some extra money to save.