How to pay off credit cards.,i like to shop, and buy, i thinks is in my blood. i want to change, ....please help
by 
pearl
ANSWERS: 8
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Sounds like you have an addiction, just like drugs or alcohol. Only you can change that, nobody can help you if you don't want to change
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you know that credit card you have? put it away. use it only for emergencies.
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you should stay away from anything you like to buy and if you need to go make sure you bring a sertin amout of money.
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Get rid of all your credit cards. Get debit cards instead - you won't be able to buy more than you can afford. Unless you take that step you'll be trying to fill a bucket with water using a sieve.
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online banking, or go to your bank with your card then pay it off from your account
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May I suggest that you cut up ALL of your credit cards except for like ONE gas card, ONE bank card, and ONE store card ... if you don't have them; you won't be using them. Then; just pay as much as you can on all of the accounts each month even if it is $5.00 over the minimum due .. it still helps ... Good Luck !!
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This is some advice from a Ol'e college professor at Alabama State University.."you can't save money if you are spending it!"..Cut them up! If you don't have the cash to buy it then you shouldn't buy it!
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Firstly, stop buying crap; you don't need it (besides, things will not replace your loss or pain). Secondly, find an addictions psychologist and speak with them ASAP. You will have to face paying the bills (which you should do, but you are not in that reality yet), or you could file for bankruptcy. Paying the money back will bring confidence and closure to your mission. Good luck.
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