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Wouldn't it cut credit card fraud by only allowing an item to be shipped to the address registered for the card?

By Barkley Hound Asked Aug 14 2009 7:42AM
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by Im Alec on Aug 14, 2009 at 7:50 am Permalink

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It would, but it would also cut sales. I work 9-5, am generally out weekends, and have nobody else at home to take delivery. I have to have my purchased delivered to work. Not allowing this would basically destroy internet shopping for me.

Also, I not infrequently purchase gifts, to be delivered to a receiver who may be overseas. These sales would also disappear if they had to be delivered to me first.

Basically, internet traders have to accept a certain degree of fraud, it is just a question of finding the sweet spot where there is the least hassle for the customer relative to the level of fraud. Saying delivery only to card address would cut fraud by 90%, by the expedient of cutting sales by 50%.
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Avatar Barkley Hound Aug, 14 2009 at 08:01 AM
Customers could set up a secondary address such as a business. By leaving a note on their door packages could be delivered to a neighbor. I see where it would cut out sending gifts directly.
Avatar Im Alec Aug, 14 2009 at 08:20 AM
How is a "secondary address" different from any other address that is not the credit card address? If I am a thief, all I do is register my den as a secondary address. As for neighbours, I live in a block of flats where most of the people have the same life pattern as I do. Even when people are in, taking parcel delivery at the front door is a hassle - down in the elevator etc. Much, much easier to get deliveries at work, where reception is always staffed and the postman is taking a fair batch of mail anyway.


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