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I like the idea of credit cards. I usually never have the amount of cash on me to buy what I need (for an example- grocery shopping). By the end of the month, I have received my pay checks and I have plenty in the bank to pay off the card. I have never left a balance on my card! Leaving a balance is what is killing people with debt. The only reason credit cards are a "bad" thing now-a-days is because people abuse them and dig a hole they can't get out of.
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Comments
Exactly right.
by Mikeisha on August 5th, 2009