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by Tom 47 is back in his bear COAT on June 27th, 2009
Damn right! And very well, my friend. I ripped all my credit cards ten years ago. They are a death trap!
by Naamah on June 27th, 2009
Yes, sometimes that is the best way.
by Anonymous on June 27th, 2009
Yes.
Most homeless people do so.
+5
by Galeanda on June 29th, 2009
Yes, I know several people that have no credit cards and I rarely use mine anymore.
by randomguy on June 29th, 2009
Yes! Use a debit card or carry a lot of cash.
by Rinmarie on June 27th, 2009
I do, but I do use a debit card attached to my checking account. I hate charging things but I love to shop online. :)
by Nod.Coltsfan on June 27th, 2009
Most definitely, but I would choose to do so.
by DudeLer 2 on June 29th, 2009
I could, and millions of people already do live with out credit.
by Blackberry. on June 29th, 2009
Yea sure......if you make 100 thousand a year lol. Or have no kids possibly.
by Old School on June 29th, 2009
You can...but it involves certain compromises.
For example, it is extremely difficult to rent a car or purchase an airline ticket without a credit card.
Renting items (tools, sporting goods, etc.) almost always requires a credit car.
Many landlords do a credit check on all prospective tenants.
Etc., etc., etc.
I have found that a good approach is to have a single low-limit credit card for use in situations where it's more convenient to have it than not. That gives you the benefit of a credit card with little of the downside risk.
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by Twisted Taco on June 29th, 2009
Apparently, yes, that's how illegal aliens and people who file bankruptcy do it but it's not easy
by mtndewman44 on June 29th, 2009
Yes,I have all my life,,,pay as you go is my motto.
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Comments
If you dont at least own & use one, how do you get credit?
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I had a family friend who was 45 and NEVER owned a credit card. And one day he went to buy a dog with a payment plan, he had no credit to his name and was denied.
by Pixie - jeg er elsket on June 27th, 2009
I have had bank loans for home and autos. That is more than enough. My credit rating is super nova.
by Tom 47 is back in his bear COAT on June 27th, 2009
Don't ever let Bank of America or anyone tell you you can't have a credit rating without a damned card. That is a bald faced lie!
by Tom 47 is back in his bear COAT on June 27th, 2009
Why would anyone in their right mind pay 25% more for buying anything? That is what you do with a credit card.
by Tom 47 is back in his bear COAT on June 27th, 2009
BB&T is my bank and they denied me for a loan to get my credit started, so i got a credit card. I have only 1 and pay the bill off as soon as it comes :)
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Some people get spend happy with them, but it doesnt HAVE to be a death trap.
by Pixie - jeg er elsket on June 27th, 2009
Good luck. And you will be charged even if you don't use it to buy anything. I do have a Bank Debit card. It costs me virtually nothing. It is just to keep from having to write little checks or carry cash.
by Tom 47 is back in his bear COAT on June 27th, 2009