ANSWERS: 3
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If the property owner slammed into the tree and knocked it over. Otherwise it's probably an Act of God.
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Yes. In my jurisdiction, anyway. Where do you live? It may be differ state by state or even city by city.
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It probably depends on the laws of your city/county/state. Where I live, if the tree is on the owner's property, they are responsible for damage incurred by it falling. We have alot of trees around here and people are encouraged to have the trees on their properties assessed especially right before storm season hits.
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