ANSWERS: 1
  • bankruptcy stays on your account for 10 years. However if you pay all your bills on time as agreed your credit score will go up a little every month and in 3-4 years it should be back in the normal category. However any type they check your credit it will show bankruptcy for 10 years and you may get a loan before that time but expect your interest rate to be high. I know people who have gotten credit card offers within 6 months of filing but they paid the interest for it too.

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