I have a current wage garnishment that I have been paying for two years, now I discovered that
when I asked about the amount balance its doesn't compute in comparing to the amount I have already paid so far, who can I complain to about this legally?

'52

Garnishments are not voluntary payments. With a student loan for instance if you make a payment through a voluntary payment 85 % will go towards principle then interest then collection cost. If you get garnished it goes towards interest, then collection cost and principle then a "fee" to pay the agency to have people working to handle that paperwork usually 15.00 usd per 100 dollars.

For student loans the garnishment was never intended to pay off that balance and the company is making a ton of money because you are not in a voluntary arrangement. If you are talking about a judgment you are talking different fees and a different type of garnishment. But either way if the payment being applied does not cover the daily interest the debt will increase.

Contact the entity that requested the garnishment and request an accounting. Of course, have you factored in fees and interest? If not, that may explain the discrepency.

You need to contact your payroll dept and get itemized list of every red cent that they have sent.Go to the clerk of court or agency that introduced the court order for the garnishment and after comparing notes and you still find it incorrect, file to go back before the judge that signed the order for the garnishment.let them explain to him where the money is.That always gets there attention when they stand in front of me and have to answer hard qquestions.good look.