Truck was repod 6yrs ago,was never notified when resold or of balance due. credit shows a charge off in 03 for 12k called bank they dont see a repo on the account and said now owe 20k with fees/ interest. carfax shows resale bank doesnt see a resale.?
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You might want to pull your credit reports from the big THREE .... and see if / how you've been impacted. Once you see how it affected your credit ; it might be necessary to get an attorney to help you .... they can re-negoiate the balance for you and save you THOUSANDS .... -
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