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by Miss Anubis loves this season on May 10th, 2009

Miss Anubis loves this season

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If you write a check, is there a expiration date? Is there a certain period in which the payee has to cash the check and it becomes void?

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Answers. 7 helpful answers below.

  • by Sherri on May 10th, 2009

    Sherri

    6 months for a check drawn on a checking account-here;s the link:
    http://www.bankersonline.com/operations/gurus_op061603d.html
    "The six-month "stale date" rule in UCC §4-404 only applies to checks drawn on checking accounts. It does not apply to cashier's check or certified checks. And it is permissive as to customer checks (no obligation to pay a check over 6 months old, but may pay it if in good faith)."
    BUT some banks can and will still cash a check if over 6 months old. You can then go back to the bank and they will 'dishonor' the check and repay you. The bank then goes back on the person who cashed it, so if it's a friend, you may lose a friend over this!

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  • by Mr. Sex ~ The Original Mr. Knowitall on May 14th, 2009

    Mr. Sex ~ The Original Mr. Knowitall

    Usually. Depends on where you bank. Most banks will give you at least 6 months. That's the standard, but I wouldn't wait any longer than 2 or 3 months just to be on the safe side. The sooner you cash that check, the better.

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  • by CatLover-The Original is Proudly Canadian on May 10th, 2009

    CatLover-The Original is Proudly Canadian

    Depends where you bank. Different banks and financial institutions have varying time periods. The bank I deal with will not accept a cheque that is over 1 year old. I had a different one before and they wouldn't accept cheques if they were over 9 months old.

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  • by Suby the Coat on May 10th, 2009

    Suby the Coat

    I know only about the Indian law.
    Here the Negotiable Instruments act specifies 6 months as the date of validity for a cheque.
    Thats why we often accept undated cheques with the whole purpose of filling in the date at an appropriate future date.
    For Promissory Notes (IOUs in American parlance) the period of validity is 3 years from date of execution.
    For these too people often insist that the date is not filled up at the time of signing them.

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  • by john pennington on May 10th, 2009

    john pennington

    Each bank has its own rules and regulations. check with your bank and the other parties bank for an answer.

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  • by Tom 47 is back in his bear COAT on May 10th, 2009

    Tom 47 is back in his bear COAT

    After one year, most banks will not accept them.

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  • by Frankster PartyMaestro Of Sillyville on May 10th, 2009

    Frankster PartyMaestro Of Sillyville

    I think it's a Year from the Date it was Written ;)

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