ANSWERS: 1
  • Liens can be consensual or non-consensual. Consensual liens are imposed by a contract between the creditor and the debtor. These liens include: mortgages; car loans; security interests; chattel mortgages; Property Improvements (Mechanics lien) Non-consensual liens typically arise by statute or by the operation of the common law. These laws give a creditor the right to impose a lien on an item of real property or a chattel by the existence of the relationship of creditor and debtor. These liens include: tax liens, imposed to secure payment of a tax; "weed liens" and "demolition liens", assessed by the government to rectify a property from being a nuisance and public hazard; attorney's liens, against funds and documents to secure payment of fees; mechanic's liens, which secure payment for work done on property or land; judgment liens, imposed to secure payment of a judgment maritime liens, imposed on ships by admiralty law.

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