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ANSWERS: 2
  • Subsidized education loans allow you to defer payment until you finish school.
  • A you referring to a consumer loan or a mortgage or a car loan? There are some loans out there that let you defer payment but their interest rates are usually higher. Balloon and negative amortization mortgages allow you to make really small payments at first and then build up, but they can be tricky unless you know what you are getting in to. You may be able to find some special deal on a credit card that would allow you to take cash and then delay repayment for a grace period. If you need to do home improvements or home construction, there are special loans for that which delay repayment based on when the work is done or by what they call a "project date". Totally depends what you are looking for.

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