What is the difference between stocks and Mutual funds. Which one should we be investing in to make money stocks or Mutual funds.Does any one have any insight as to what to put money into that will not lose value

You have so much to learn, it's best for you to put your money in Federally insured savings accounts until you spend some actual time and effort learning about finance/investments. Not being rude, I'm being serious.

Companies issue stock to raise money (capital). When you own a share of stock, you own a proportionate share of the company that issued it. If that company does well, the value of that stock generally rises with the value of the company. If the company does poorly, the stock value will suffer. If a company goes out of business, stocks may become worthless.

Mutual Fund Companies issue Mutual Funds that are comprised of ownership equivalents in many companies. If one or more of the companies does badly, it doesn't make a huge difference in a well-managed, diversified mutual fund. The fund manager can make changes to the line-up of companies represented in the mutual fund. It's kind of like soup - there are many ingredients. If some peas go bad, get new peas. The soup's still good!

No Mutual Fund has ever gone bankrupt! You can't say that of Stocks. Either may gain or lose value, however. Remember Enron. Bad stock to hold, eventually. But many Mutual Funds held some Enron. Throw out the Enron, get something new!

Get a referral from a friend or trusted advisor to find a financial advisor you can work with.

Stocks are pieces of any company that is selling them. Mutual funds are whole bunches of different stocks bundeled together with bonds.
Mutual funds are safer than stocks because one particular company can go down but unlikely that the entire portfolio of stocks and bonds will go down.
Consumer reports and other magazines rate mutual fund companies. Read about them and decide which is best for you.