ANSWERS: 3
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To have an account in Bank what you need is to have certain amount of money. Checking acount is usually free and the minimum deposit are mostly $100.
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Normally only credit unions repuire a credit check for a checking account but not a savings account. Generally, you just need a minimum amount to open an account.
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A bank account is primarily for putting money into, not as a line of credit. You normally need to deposit some money to open an account.
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