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by katydid15 on January 20th, 2009
I have heard nothing but bad things about the Capital One credit cards. Lots of hidden charges. One co-worked was charged a "premium" exchange rate when he was traveling in the US (from Canada) that turned what should have been an $85 charge to be $115. Be very careful.
by Someguy on January 20th, 2009
AS long as you don't have real bad credit, you can get a "major" bank card. They will make you an offer. The interest rate may be high and the credit limit will may be low. Be careful.
by john pennington on February 3rd, 2009
Someone has to pay for their very expensive television commercials. you can design your own card, but its not free, i guarantee.
Ever heard of the "head hunters" in Africa? this should give you some idea of the workings of Capital One and all credit cards.
If at all possible, stay away from the plastic.
Eventually, it will ruin your credit rating and your life.
A bank debit card is okay.
"If you don't have the dough, you don't get to go".
Good motto.
by angelsdragoon on February 3rd, 2009
Truthfully stya away from them. They have a habit of losing payments and then jacking the shit out of you in intrest to like 19%.
If you do get one get a small amount one just enough to cover like a room or air fare!
by therapist on August 17th, 2009
I had a Capital One once. They continued to lose my payments then blame me for not mailing them. They would charge late fees and at one point their late fee put me over the amount I had to spend and they charged me a over the limit fee. My interest rate shot up more every time they would pull this. I was NEVER late but they said I was. If you just want to establish credit there are much better companies to get it from. Keep trying. Avoid chase too. They have shot my interest rate up almost 10% in 3 months for no reason.
by john pennington on August 17th, 2009
Any credit card today is a bad choice.
The credit card debt is one reason the economy is in the shape it is in.
Bankruptcy courts are loaded with credit card debt.
Credit card companies are now using slick tactics to make you have a bad credit rating.
Its all about the money and they want theirs.....now.
Avoid the cards if at all possible.
by xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx on August 17th, 2009
There other credit cards with low interst you have to check into it.capital one interest rate has gone up,i had one and i closed the account.
How old do you have to be to get a credit card in the U.K.?
by Answerbag Staff on March 22nd, 2010
| 1 person likes this
Which credit card is easy to get with bad credit?
by Answerbag Staff on February 26th, 2010
| 1 person likes this
Are gold credit cards better than regular credit cards?
by Answerbag Staff on January 25th, 2010
| 1 person likes this
How many of you have a single credit card with a limit over $40,000?
by Tveg on July 10th, 2009
| 5 people like this
Should it be legal for a credit card company to hold a person's child hostage until an account is paid in full, provided that:
by Have A Nice Day on May 27th, 2011
| 1 person likes this
You're reading Does anyone have one of those Capital One credit cards? For someone who is trying to establish credit, are they a good choice? I've heard good and bad things. Also hear that 'anyone' can get one, but beware of the pitfalls. Any thoughts?
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Comments
Ah wow. Thank you for that info!! +6
by altgirl84 on January 20th, 2009