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by jtmoore on January 12th, 2009

jtmoore

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How can u find someone to rent to you if you have bad credit and an eviction

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  • by Squeaky on March 12th, 2009

    Squeaky

    Your big goal is to show the landlord why it's a good idea to rent to you, because the thing that led to the eviction won't happen again. Just saying "it won't happen again" isn't good enough because everyone's heard that line before from someone else. You have to produce EVIDENCE that it's a good idea to give you a chance.

    Show up with a copy of your credit report so that the landlord knows what happened and why. Maybe you were evicted due to a job loss, but you have a job now (and bring a pay stub to prove it). Maybe your financial trouble was due to an accident or injury and you've now recovered. The more evidence you bring to show why the circumstances that produced the eviction will not happen again, the better off you'll be.

    If you were evicted due to violent behavior or for some other reason, show evidence that you've received counseling and have changed your ways. A letter from your therapist, or a 90-day AA chip, may help. A letter from a religious authority such as a minister, unfortunately, is less useful and it's likely to be viewed as manipulative.

    Also, in addition to the damage deposit and proof of income, bring the first three months' worth of rent in cash.

    If you haven't dealt with whatever problem led to the bad credit and the eviction, it's not reasonable to expect a landlord to volunteer to be next in line for more of the same.

    Also, make sure you admit to your share of responsibility for whatever problem caused the bad credit and eviction. If the phrase "it wasn't my fault" comes out of your mouth at any point in the interview, or if you try to lay blame on someone else, you will be shown the door because an experienced landlord knows he or she isn't dealing with a responsible person.

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