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by tominhouston on January 10th, 2009

tominhouston

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Should credit reporting agencies be required to provide a consumers file on demand to the consumer with out cost to the consumer as often as the consumer wants it? After all, the information contained in the file pertains to the consumers reputation?

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Answers. 1 helpful answer below.

  • by The Scrub on April 3rd, 2009

    The Scrub

    I don't think so, for the following reasons:

    1. The CRAs already have to give you a free report once a year

    2. They already have to give you a report upon request anytime the information contained therein is used to deny you credit

    3. People would just request reports over and over until the CRAs went bankrupt. (I know because I would be spearheading the effort)

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