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That's what I plan to do if the loan I'm applying for now isn't approved. Apparently your suppose to have good credit to borrow money, even if you have a bunch of collateral. go figure.
Unless your spouse is the co-signer... then you are commiting fraud.
You cannot apply for a loan in "your" name using your spouses income. You can, however, apply for a loan in your name with your spouse as a co-signer, but the loan will be in both of your names. What are you applying for a loan for?
If you do . . . he has to sign for the mortgage too.
You and your spouse should apply together. That way your credit will see the benefit and you get to use their credit to help get the loan approved.
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You're reading Can i apply for a loan in my name using my spouces income?
Comments
oh yeah, especially these days, they are making it harder because they are having a harder time getting the money for the loans too bleh:(
by chiism1 is gone 4 good on December 16th, 2008
I know. Thier so anal. lol ;]
by CaRbOnPrOdUcK is Baccuss on December 16th, 2008
Still on that kick, huh?
by Baccduckus is a Carbonproduct on December 16th, 2008
Hiya ducky :)
by chiism1 is gone 4 good on December 16th, 2008
Yes. But I've been redirected to the commercial loan department. I should be hearing from dick tomorrow. I mean, richard. no, it was dick, I'm sure of it. No richard, my final answer. Dick.
by CaRbOnPrOdUcK is Baccuss on December 16th, 2008
Hi, chiism!
I hope Dick can give you what you need. Be cautious. ;)
by Baccduckus is a Carbonproduct on December 17th, 2008
Chism isn't getting a call from Dick, I yam. He's a commercial loan specialist who has expertese in the field. Especially for those with little credit and bad risk. Like me. (all proud of myself)
by CaRbOnPrOdUcK is Baccuss on December 17th, 2008
I think he was just saying hi and responding to you at the same time silly willy :)
by chiism1 is gone 4 good on December 17th, 2008
I think Dick's gonna try and screw you.
by Baccduckus is a Carbonproduct on December 17th, 2008
I'm expecting it, so I'll be prepared when he does. He has another thing cumming if he thinks he can screw me without me knowing it. I'll expose him if he as much as indicated he's going to benefit from this transaction. I'm laid back, but I'm no push over, I won't just lye there and take it, I'll give him the business if he trys to pull anything on me. >grunt< grrrrrrrrr
by CaRbOnPrOdUcK is Baccuss on December 17th, 2008
I was waiting for you to say that!! Why did you wait so long! I've been laughing, thinking "wait for it...wait for it...." At least you didn't disappoint :)
by chiism1 is gone 4 good on December 17th, 2008
WORD ;]
by CaRbOnPrOdUcK is Baccuss on December 17th, 2008
Carbonproduct never disappoints on a good Dick story.
by Baccduckus is a Carbonproduct on December 17th, 2008
I try to ride it for all I can, if it looks hard, it's because I never let them see me sweat, that's what keeps me on top of it. no mean?
by CaRbOnPrOdUcK is Baccuss on December 17th, 2008
I am supposed to be reading "no mean" like that blonde chick on the spoof movies right?
by chiism1 is gone 4 good on December 17th, 2008
Yes. But naked pweeze. I don't like exact copy cats. So naked. NOW WOMAN
by CaRbOnPrOdUcK is Baccuss on December 17th, 2008
*psst, thats on the other question, naked and waiting* :)
by chiism1 is gone 4 good on December 17th, 2008