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by Miss Anubis loves this season on November 13th, 2008

Miss Anubis loves this season

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Do unpaid medical bills have any effect on a credit report/credit score?

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Answers. 10 helpful answers below.

  • by Ruh Roh on November 13th, 2008

    Ruh Roh

    yep, sent to collections same as all the others. (not all hospitals are as vigilant however)

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  • by mrbuddhafreak on November 13th, 2008

    mrbuddhafreak

    Definitely. Debt is debt. Sorry.

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  • by Bull wears a COAT of many colours on November 13th, 2008

    Bull wears a COAT of many colours

    You betcha! They want their pound of flesh also. And, your blood too.

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  • by King of Sexytown on November 13th, 2008

    King of Sexytown

    Yeppers. Unpaid anything bills affect one's credit.

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  • by DueceGod - doGeceuD on November 13th, 2008

    DueceGod - doGeceuD

    Yup, they sure do. Sux huh?

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  • by Carolinaman8713 on November 13th, 2008

    Carolinaman8713

    True, bad credit is bad credit. However, a medical bill, or say a utility bill, DOES NOT hold the same mud as a revolving credit line or loan. Very rarely does a medical or utility collections have an effect on your credit although it is listed. Generally, your utility and medical bills only account for 10% of your bad credit. Look at it this way if you doubt me...67 percent of the entire population has a bad debt whether it be medical or a utility default. If a medical or utility default were as equally as accountable as a defaulted loan or a defaulted revolving credit line, most of us would be ineligible for any type of credit.

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  • by technios on November 13th, 2008

    technios

    yes... I rank within the lowest of credit scores but I have never even had a credit card... the only bills I will not pay are the ones enforced by hospitals that gave me service that hurt rather than helped

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  • by coffeemaniac can cry on November 15th, 2008

    coffeemaniac can cry

    In the US it does. They use the same collectors as anyone else. It sucks, but it's the unfortunate truth of our country's way of dealing with illness.

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  • by Yarnlady is happy every day on November 13th, 2008

    Yarnlady is happy every day

    It depends on whether the medical office reports them as unpaid or not. If they have been sent to a collection agency, then yes, will will lower your score.

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  • by Poohbear1427 on November 15th, 2008

    Poohbear1427

    Sure does big time

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