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by mileena on November 10th, 2004

mileena

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I don't have collision or comprehensive coverage. My car was smashed in by another car, but there was no note, and no one saw anything. Who pays for this?

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Answers. 5 helpful answers below.

  • by Kim Siever on November 11th, 2004

    Kim Siever

    Collision and comprehensive coverage are designed to cover you in situations like this. Unless you can find out who did this and take them to court, you will likely be left paying for repair costs.

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  • by abc on November 9th, 2007

    abc

    YOUR FATHER

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  • by lily is confused on September 24th, 2009

    lily is confused

    collison and comp only help if you are the CAUSE of the accident and want your vehicle repaired. if it was a hit and run thats what uninsured/underinsured motorist is for. but that is not standard on insurance policies you would have had to pay for that.

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  • by Suny on September 18th, 2009

    Suny

    You, unless cameras picked something up. sorry.

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  • by Andy Is Wicked Married to Penal Colony on February 7th, 2005

    Andy Is Wicked Married to Penal Colony

    In the U.S., some policies have what is called uninsured/underinsured motorist coverage. You will have to read your specific policy, because they are all different, but some policies I have seen cover a "hit and run" under this coverage instead of your comprehensive or collision coverage. If the insurance company does cover hit and run under this coverage and they deem your specific case to be a hit and run. . .you might be in luck. Call your company asnd ask. Hope this helps. Also see, http://www.answerbag.com/q_view.php/11911

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