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I've had my home for about 5 months. We have a car loan and a personal loan at our credit union that is almost as much as our mortgage payment. I need relief NOW , is refinancing with cash out a good idea or not? Wow! Thanks for the answer so quickly. I went to lowermybills.com and they matched me with two companies that could help me but I talked to one company today and she told me I needed to call a local real estate agent to see how much homes were going for on the market in my neighborhood. That didn't make much sense to me, I thought that the home would need to be appraised. I would hope the...

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What are some legitimate work from home jobs that aren't scams? There's a mystery shopper program at www.serviceintelligence.com .It's real and YES you get PAID once a month. I have been doing it for extra Christmas money for the past 4 months.

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