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What is the origin of Spidergirl? As found at www.sequentialtart.com, Here's the long version: May “Mayday” Parker is an only child, the daughter of Peter and Mary Jane Parker. Named for her father’s aunt, who raised him almost from infancy, May is unaware of her father’s past as Spider-Man. She knows him only as a police scientist, where he works alongside her “uncle” Phil Urich on some of the department’s toughest...

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After gold has been mined, does it grow back? Gold does not necessarily grow back but new gold deposits are formed according to www.sbs.com.au/gold/story. Gold is transported though the Earth’s crust dissolved in warm to hot salty water. These fluids are generated in huge volumes deep in the Earth’s crust as water-bearing minerals dehydrate during metamorphism. Any gold present in the rocks being heated and squeezed is sweated out and...

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What is a viscous coupling, and how does it function? The viscous coupling is often found in all-wheel-drive vehicles. It is commonly used to link the back wheels to the front wheels so that when one set of wheels starts to slip, torque will be transferred to the other set. The viscous coupling has two sets of plates inside a sealed housing that is filled with a thick fluid, as shown in below. One set of plates is connected to each output...

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By year, who are all the winners of the Ms. Olympia competition? Rachel McLish - 1980 Kike Elomaa - 1981 Rachel McLish - 1982 Carla Dunlap - 1983 Corey Everson - 1984, 1985, 1986, 1987, 1988, and 1989 Lenda Murray - 1990, 1991, 1992, 1993, 1994 and 1995 Kim Chizevsky - 1996, 1997, 1998, and 1999 Valentina Chepiga - 2000 (heavyweight) Andrulla Blanchette - 2000 (lightweight) Juliette Bergmann - 2001 Lenda Murray - 2002 Lenda Murray - 2003 Iris...

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Under what conditions can a marriage be anulled, and what proof must be presented? An annulment, properly called a Decree of Nullity, is a finding by a Church tribunal that ON THE DAY VOWS WERE EXCHANGED at least some essential element for a valid marriage was lacking, such as, one of the parties did not intend lifelong fidelity to the other person or excluded children entirely. Another example would be that one of the parties was incapable of marriage (due to some...

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When was Calvin and Hobbes first conceived? Calvin and Hobbes was first introduced by Bill Watterson in 1985, featuring the adventures of Calvin and his trusty tiger, Hobbes.

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How did April Fool's Day become a tradition? I found this explanation at www.infoplease.com In 1582, Pope Gregory XIII ordered a new calendar (the Gregorian Calendar) to replace the old Julian Calendar. The new calendar called for New Year's Day to be celebrated Jan. 1. That year, France adopted the reformed calendar and shifted New Year's day to Jan. 1. According to a popular explanation, many people either refused to accept...

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Does capital punishment really deter serious crimes? No, capital punishment does not deter serious crimes. A comparison study was done between Canada (which does not have the death penalty) and the US (which,for the most part, does) and based upon similar cities in regards to population, etc. the murder rate was higher in the United States. See www.npb-cnlc.gc.ca In my career I have worked on death penalty cases and have even been in...

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What are the qualifications needed to be a judge in the United States, and how do you become one? To add to notmrjohn's answer - Laws to become a circuit judge vary state to state. Several states require a judge to be an attorney that has been in practice for six (6) years before being able to run for judge on a ballot.

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Do you need to bring a water purifier on a cruise? If so, what kind is best? A water purifier is not necessary on a cruise ship. The ship has separate holding tanks for potable and non-potable water. The water from the tap in your room is perfectly acceptable for drinking.

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Who are all the characters in the Archie comics? Archie Andrews Betty Cooper (Archie's girlfriend) Jughead Jones Veronica Lodge Reggie Mantle Ethel Muggs Dilton Doiley Nancy Woods Moose Mason Midge Clump Chuck Clayton Hotdog Pop Tate Mr. Weatherbee Ms. Grundy Professor Flutesnoot Coach Cleats Coach Clayton Ms. Beazly Svenson Mr. Andrews Mrs. Andrews Mr. Cooper Mrs. Cooper Mr. Lodge Mrs. Lodge Mr. Jones Mrs....

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How was Veronica's family so rich? Mr. Lodge, father of Veronica, was the CEO of Lodge Enterprises. He is an extremely wealthy business tycoon and philanthropist. For more information on the characters, go to www.archiecomics.com

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Why are minivans considered uncool? I have 6 children and asked 4 of them what they think of minivans - the overwhelming response was "Ewwwwwwwwww". One child says that if we got a minivan, she absolutely would not drive it other than to go to Lake Michigan with a carload of friends, IF she could wear a disguise. I like them for long trips since kids can lay down and there's still room for luggage. But for...

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Is there any way I can prevent phone books from being delivered to me? We tried to prevent phone books being delivered to us at one time. Where I was living, this is how the phone book delivery happens: A company is hired to deliver the books and they, in turn, hire people to deliver the books at a low wage. Each person is given a section of the area in which the books are to be delivered along with each address. They then load up the books in their...

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Will tax preparation services charge more for doing last minute work? Tax preparation services such as H&R Block and Jackson-Hewitt do not charge more for last minute tax work. Individuals, specialty accountants or independent owner/operators and the like may or may not charge more. Charges generally vary depending on the difficulty of the work and the time in preparing the work, how many forms you need filled out, how much information you can already...

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Do I have to pay taxes on my winnings from an online casino if it's based outside the U.S.? Many forms of gambling have withholding requirements, while some are exempted. If you're lucky enough to win while playing blackjack (21), baccarat, craps, roulette, or the big-6 wheel, nothing will be withheld. However, if you win $600 or more and your gross winnings are at least 300 times your wager, you will receive a W-2G and 25% of your gross winnings will be withheld. (The monetary...

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How many bachelor's degrees are awarded by U.S. universities each year? According to the National Center for Education Statistics, the number of bachelor's degrees awarded grew by 14 percent, from 1,095,000 to 1,244,000 between 1990–91 and 2000–01. Bachelor degrees increase approximately 6-7% in 5 year periods and with that estimation it is assumed that approximately 1,253,540 bachelor degrees will be awarded for the 2005-2006 school year. I could not...

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What are the most sought after stubs from sports tickets? Two of the most sought after stubs are represented by football and baseball. Used ticket stubs, depending on their condition, from Game 5 of the 1956 World Series can sell at auction for as much as two-thousand dollars each. www.baseball-almanac.com Super Bowl tickets are tough, whether a full ticket or stub. “But a Super Bowl IV stub might be the toughest one out there,” he said....

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Can I get a degree in writing grants? As far as I can tell, no, there is no accredited degree available in writing grants. Grant writers often need a degree in technical writing, business, or a related field, though some have bachelor's degrees in other subjects such as administration, education, English, etc. I did see a few places in doing a google search that have classes online or programs you can order that say that...

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How can I apply a marbled effect to my kitchen cabinets? Go to www.profaux.com to see several marble finishes and the instructions for each. One of them that was beautiful for a kitchen is called Drift Marble. The instructions are as follows: 1. Apply white base coat. 2. Mix three glazes by combing equal parts Pro Faux Scumble Glaze, paint conditioner and paint. 3. Dampen No. 28 Filbert Brush; spin out excess water. Coat surface with mix of...

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Can I get curved-lens sunglasses with a prescription? At www.allaboutvision.com I found the following information: In the past few years there has been a marked increase in the availability of prescription sunlenses in the optical marketplace. Everything from basic to high prescriptions are available and even in bifocal and progressive lens options as well for the presbyopic consumer. The styling of the sunglass frames is basically the same...

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Are True Religion jeans available in plus sizes? I went to www.truereligionbrandjeans.com and after looking at the site and the different jeans available online, contacted them via e-mail. The sizes listed for women's jeans were 24 - 32. I asked if the jeans were available in plus sizes and was told that they are not. The sizes indicated are waist sizes. I also asked about the lack of inseam sizing (I'm tall and skinny so...

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When was income tax introduced in the United States? There is interesting information on this at www.infoplease.com which states in part: In 1862, in order to support the Civil War effort, Congress enacted the nation's first income tax law. It was a forerunner of our modern income tax in that it was based on the principles of graduated, or progressive, taxation and of withholding income at the source. During the Civil War, a person...

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Is honesty always the best policy? What a great answer!

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Do you need a video phone to participate in video conferencing? You do not need a video phone to participate in video conferencing. Video conferencing works PC to PC; PC to video phone; video phone to video phone; etc. Anonymous: My answer stands. You may need software, microphone, headsets, etc. depending on your computer's capabilities but you do not need a video telephone. Computer monitors are sufficient.

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Which consumer software offers templates for DVD cover design? There are several companies that offer software with templates for DVD cover design, including www.easycoverdesign.com and www.sharewareconnection.com. My daughters have used photoshop although they purchased templates at a local store to use with photoshop.

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Does the Easter Bunny have any religious significance? Found on http://www.wilstar.com: The Easter Bunny is not a modern invention. The symbol originated with the pagan festival of Eastre. The goddess, Eastre, was worshipped by the Anglo-Saxons through her earthly symbol, the rabbit. So, unless you count paganism as religious, then no, the Easter Bunny has no religious significance.

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Can data recovery be performed remotely on corrupt files? According to www.ontrack.co.uk/remote-data-recovery, which claims to be the best data recovery company in the industry : "Using patented technology, our engineers perform a lab-quality data recovery service right on your server, desktop or laptop through a modem or Internet connection. Our Remote Data Recovery™ (RDR®) Service is fast, convenient and also secure by using a proprietary...

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How can I most effectively distribute my promotional products? One way to effectively distribute promotional products is at a trade show. For instance, due to my husband's position in the trade show industry, I have noticed the following things: The Chicago Auto Show, one of the largest trade shows in the country, has vendors with booth space relating to cars in some form or fashion. Tire dealers; car waxes; chrome polishes; remote-control...

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How common are video conferences in modern business practices? Video conferencing is very common in the legal field. Frequently, depositions need to be done where one or both parties cannot travel, for whatever reason or several people involved in a lawsuit, whether it be attorneys, clients, witnesses, experts, etc. wish to conference for preparation but meeting in person is not feasible. In the corporate world video conferencing is also becoming...

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Are Mercedes cheaper in Germany? Yes they are. Growing up I lived in Germany. My grandparents lived in the United States and each of them drove a Mercedes. Every 3 years or so, they would fly to Germany, visit us and purchase 2 new Mercedes to be shipped back to the States because it saved them a lot of money to do this rather than purchase them in the US. (Personally, if I flew to Europe to buy a car I would only be...

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How can I rid my running shoes of embarrassing odors? Baking soda sprinkled liberally in your shoes is an excellent way to keep your shoes odor free. If your running shoes are just worn casually on a day to day basis, then washing them with Febreeze for laundry and letting them air dry is a good idea as stated. However, if you wear your running shoes as I do, for distance running, marathon training, etc., do not wash them in the washing...

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Are there any "Girls Gone Wild" T-shirts on sale? Girls Gone Wild wear is available online at www.shop.girlsgonewild.com/rags. You can not only by t-shirts, but hoodies, hats, tank tops, panties and backpacks. Clothing is available for both men and women.

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Can you get married via video conference? Four states in the United States allow proxy marriages. California, Colorado, Texas, and Montana. California’s proxy marriage is limited to members of the armed forces who are deployed for conflicts or war. California, Colorado, and Texas require that one of parties must appear before the civil authorities. Montana is the only state that allows a Double Proxy marriage where neither party...

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I think my boyfriend's going to propose soon. How can I steer him toward the engagement rings I like without being too obvious? If it's too late and he's already purchased an engagement ring, first remember that he probably spent a lot of time selecting the ring and that you love him. But, if he hasn't, here is one option: Go to the mall one day and ask to stop by a jewelers to have a ring cleaned (most do this service for free). As you're waiting, casually step over to the rings you like....

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Can I eat Easter eggs after they've been dyed? Yes. Most dyes are vegetable dyes and are perfectly safe. Check before using. After the eggs are dyed, keep them refrigerated until you eat them, up until one week. You can keep them out of the refrigerator for display for about two hours, but don't leave them out longer than that.

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If I simply make a mistake during my tax preparation and I realize later that error cost me (not the IRS) money, will the IRS send me the difference if I alert them to the mistake? Many mathematical errors are caught in the processing of the tax return itself. If you did not attach a required schedule the service will contact you and ask for the missing information. If you did not report all your income or did not claim a credit, you are entitled to file an amended or corrected return using Form 1040X (PDF), Amended U.S. Individual Income Tax Return. Include copies of...

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Do institutions that offer university degrees online go through any sort of accreditation process? Some institutions with online degrees available are accredited and some may not be. It's important for you to check the accreditation of the school prior to enrolling in any online courses. The University of Phoenix Online appears to be growing quickly and their website has this to say in regards to its' accreditation: University of Phoenix is accredited by The Higher...

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What are gold claims? Basically a gold claim is giving you legal rights to be the rightful person allowed to search/pan/survey for gold at a particular site while not actually owning the property. A mining claim can be located on federal lands (Bureau of Land Management and Forest Service) that are open to mineral location. If you have a specific location site in mind, you may verify that the lands are open...

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What kind of training do tax preparation companies require of employees? I cannot speak for all companies, however, after my mother was forced into early retirement at her job, she decided to work for H&R Block on the east coast. H&R Block has a training program that consists of 66 hours of education in tax law changes, tax saving ideas and deductions, among other things. They utilized textbooks, worksheets and were trained by professional tax...

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What are the legal guidelines regarding the installation and use of a wireless security camera? Most video recordings in the United States are legal with or without consent; however, several laws do exist regarding "Invasion of Privacy," which deals with the concept of expected privacy. This idea of “expected privacy” includes areas such as bathrooms, locker rooms, changing and dressing rooms, bedrooms, and other areas where a person may expect a certain level of personal...

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How are schools in California able to offer law degrees without being accredited by the ABA? The ABA (American Bar Association) is a voluntary bar association of lawyers. The ABA formed the Model Code of Professional Responsibility and the Model Rules of Professional Responsibility, which California declined to adopt, preferring to adopt their own code, California Rules of Professional Responsibility. As the ABA is voluntary, the lack of participation by the State of California in...

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How do mesothelioma lawyers gain experience in the field? Lawyers that handle mesothelioma cases gain experience in many ways. As each case is brought to trial and/or mediation for settlement, they learn what is needed to get a plaintiffs' verdict. For instance, if they or another firm has a case in which a jury found for the defendant (the asbestos related company), there will usually be plain indicators on why that particular case was lost....

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My kids played musical instruments in school, but quit afterward. What kind of resale value might their used instruments have? I went through this very thing. One of my sons played saxophone and one played trombone. Once they were out of school they never touched the instruments again. I had bought them new and decided to sell them. I placed an ad in the classified ads in the newspaper with the widest circulation in our area and sold them for about 1/2 of the original purchase price. I believe that one reason...

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What are the best types of vacuums for users with extreme dust allergies? Look for a bagless vacuum with a HEPA filter. HEPA filters trap small particles that may cause problems for allergy sufferers and others with health problems.

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Is it appropriate to give my friend homemade baby clothes as a shower present instead of something she's registered for? Yes. Homemade baby items are wonderful keepsakes after the child has outgrown them. My grandmother knitted my baby a beautiful sweater/hat/bootie set when I was pregnant and now, almost 30 years later, I still have those items, carefully stored away. Your friend will be delighted at the time and thought you put into making her baby clothes.

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Can I arrange a pre-set fee for my personal injury lawyer instead of signing over a percentage of my winnings? Some personal injury attorneys will work according to a set fee on certain cases, but it is unusual. Since they do not know what amount may be awarded, if any, it is difficult to determine a set amount. Also, if the case goes to trial there are numerous other expenses that must be covered, including some, if not all, of the following: depositions, expert fees, accident re-creation, medical...

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How long was the Pontiac GTO on the market? The GTO was on the market from 1964 - 1974. www.musclecarclub.com. There is also a new 2006 Pontiac GTO on the market but it's not even close to the earlier models in my opinion.

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How many lung cancer cases from secondhand smoke are diagnosed each year? The information that I found indicates that in 2005, an estimated 172,570 new cases of lung cancer were diagnosed, making it the second most commonly diagnosed cancer in the United States and accounting for 13 percent of all cancer diagnoses. About 20% of all lung cancer cases are small cell lung cancer, believed to be a result of smoking, meaning about 30,000 patients each year are diagnosed...

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How do you remove cooked-on stains from the inside of a microwave oven? I usually do the boiling water with a little bit of baking soda in it to clean mine, but recently purchased the Easy Off Microwave Oven Wipes and thought it did a little better job. They were $2.79 at my local store for 6 wipes. You just place one in your Microwave, turn it on for 1 minute. The wipe pops open in about 30 seconds releasing its' cleaning agent and then you wait for...

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I'm looking for environmentally-friendly hotels...are there any major chains committed to using less water and electricity resources? Many hotel and motel chains are becoming environmentally friendly, including Hyatt Regency, Sheraton, Days Inn, Motel 6, Howard Johnsons, to name a few. Just because some locations are environmentally friendly, or Green, as they are commonly called, does not mean that all of the locations are. Some are individually owned or franchised so you would need to check with the individual hotel or...

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Are there any guidelines for wedding dresses the second (or third) time around? At one time the traditional white wedding dress signified a first time bride. The rules have changed and there are basically no rules. Brides can and do wear whatever they want. Many second time (or more) brides choose less traditional dresses and may have very small, private ceremonies, and many more have the traditional big wedding with a white dress. It is the bride and grooms'...

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What kinds of washes do Joe's jeans come in? Joe's Jeans come in many washes and new ones are produced each year by the company to keep their items fresh in today's market. Among the many washes are: Billy dark blue, Simone, Jenny, White, Mod miles medium, Love, Journey, Regular Miles Medium, Tricky, Credence, Blondie, Eno, Muse-Robinson, Muse-Jones Medium, Honey Robinson, and probably more. Recently Joe's Jeans...

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What is the design process for Nike shoes? In an interview with Business Week, Nike's Vice President, John Hoke explains the design process for Nike shoes. "We begin by looking at the structure of the foot. We began to videotape people running in shoes and people running barefoot. We did pressure testing. Out of that research, we saw some new opportunities to think differently about how we structure shoes. We checked...

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Who is the current designer behind the Lacoste line? According to New York magazine, Rene Lacoste revolutionized men’s sportswear. The designer moved away from the traditional-but-stiff, starched tennis shirts of the day, to create a new classic-the knit tennis polo. Christophe Lemaire followed Giles Rosier as creative director in 2000, refocusing the French label’s emphasis on color. As a side note, Bernard Lacoste, son of Rene Lacoste passed...

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As a rule of thumb, what is the maximum number of pieces of jewelry that one should wear at one time? In my own opinion, since there doesn't seem to be a hard and fast rule for wearing jewelry, if you are married, a wedding ring and engagement ring are always appropriate, day or evening. Earrings are also fine. Then, you should limit yourself to 2 good pieces of jewelry, i.e. a nice necklace and bracelet; a bracelet and brooch, etc. The old adage of "less is more" seems...

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Are there any liability issues that come with installing a wireless security camera on my property? Depending on the laws in your area there very well may be liability issues involved when you install security cameras on your property. Most states have laws governing what may and may not be recorded however, they generally follow the basic guideline of: If you install security surveillance on your property, you may not include your neighbors' property and monitor their activities...

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My friend is having a baby shower, but she doesn't know the sex of the child. Are there any unisex baby clothes I can give her? There are a lot of unisex clothing items you can give your friend. Some examples: booties, socks, blankets, onesies, the long nightgowns with the elastic at the bottom (those are great for changing a sleeping baby), pajamas with cartoon characters, bibs, etc. If you really don't want to give clothing that is pink or blue, go with the greens, yellows and whites or the bright primary...

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What were some common health issues faced by pioneers in the Old West? Fevers of various types were possibly the most prevalent kinds of illness. Bilious, or continued fevers, were the most common in newly settled areas. Close behind were malarial- type intermittent fevers like ague. Incidence of both diseases usually declined with the clearing of land and draining of swampy lands, which lowered the number of disease-bearing insects. Such fevers were normally...

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Are graduate degrees earned in part-time or evening programs as valuable as those earned in full-time programs? As long as the degree earned is from an accredited school, once you have it, no one knows whether you earned it by attending full-time or part-time, days or evenings, so in this case - get your degree by any method that works for you and reap the rewards.

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Where can I find the classic Fisher Price toys of my childhood? Surprisingly enough, the classic Fisher Price toys of years ago, like the Chatter Telephone, are still available in many stores including ToyRUS and are readily available. You can also go online to www.fisherprice.com and view a selection of toys by age group to see if the items you are looking for are there. If not, contact them via their customer service and you will be directed from...

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Do VoIP services have video conferencing capabilities? Some VoIP (Voice Over Internet Protocol) services have video conferencing and some don't. Vapps, the global infrastructure supplier of VoIP conference call solutions, and salesforce.com, the market and technology leader in on-demand customer relationship management (CRM), today announced the availability of Vapps's high speed conferencing service on salesforce.com's...

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Where are DC shoes made? DC Shoes are manufactured in Vista, California.

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Does DC Shoes offer any vegan-friendly footwear? DC Shoes makes 3 skate shoes that are vegan friendly. These are the Deuce, the Substance and the Syntax and are all made from synthetics. You can see the selections of DC Shoes at www.dcshoecousa.com. I had to go through all of them to find the ones that were synthetic/vegan friendly.

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Where can I find Gucci knock-offs? www.buysellbag.com has some great Gucci and Prada handbag knock-offs as does www.handbagsworld.com. For other Gucci items try www.simpleaccessories.net/com.

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On average, how many Americans get plastic surgery each year? It seems like it's becoming more and more common. In 2004 there were approximately 11.9 million cosmetic/plastic surgeries performed in the United States. Obviously, to me at least, some of these people had more than one procedure performed but I did not find any statistics relating to that. From www.cosmeticplasticsurgerystatistics.com I found statistics from 2004 and earlier that gave the following breakdown of cosmetic surgeries...

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Is it possible to become addicted to diet pills? In researching this question I ended up at www.healthyplace.com and found some interesting information about diet pills. An excerpt states: " Along with laxatives, ipecac, and diuretics, this is another substance that, after taking it for a short time, your body will become use to and it will then require more-and-more diet pills to get the same effect. Diet pills can range from the...

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What regulatory board oversees Forex trading? The regulatory boards that oversee Forex trading varies country to country. The following is a partial list of countries and regulatory boards overseeing Forex trading, according to www.actionforex.com Forex Directory - Regulators US - United States Treasury Department US - Securities and Exchange Commission (SEC) US - National Futures Association ( NFA) US - NASD Regulation...

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Does RC cola contain prune juice? In a word. No. This is just an urban legend/rumor that has failed to die out along with many others.

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How can I legally re-sell sports tickets that I do not plan on using? You can re-sell sports tickets that you are not going to use at face value and any applicable tax that you were charged, depending on your local laws. If you re-sell tickets on an auction site such as EBay, you can, in some cases, charge more than the face value listed on the ticket plus any taxes if you are offering something else of value with the ticket, i.e a parking pass, ball-boy...

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What popular or cultural forces let to the immense popularity of Air Force Ones? Nike Air Force Ones, named after the plane that carries the President, became the sought after shoe of the hip-hop community after the rapper, Nelly, immortalized the shoe in his song/video "Air Force One". The colors of the shoes can be customized to reflect personal taste, to represent sports teams, etc. and even the trademark swoosh can be a different color or even jeweled....

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Apart from being an attorney, what are the career options for a person pursuing graduate education in law? A law degree (juris doctorate in the US) may be very beneficial for many career paths and even required for some. When I was in college, several of my law professors held a J.D. degree. (One of them was a teacher only because he couldn't pass the bar exam, the others wanted to teach.) Career fields such as law librarian, court administer, mediator/arbitrator/dispute resolution may...

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Who is handling Gucci's clothing design now that Tom Ford has moved on? When Tom Ford left Gucci, the design team became three designers that were trained by Tom Ford, Alessandra Facchinetti, womenswear; John Ray, menswear; Frida Giannini, accessories.

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In addition to clothing and handbags, what other types of luxury items does Prada offer? Other than clothing and handbags of many sizes, including fanny packs, Prada and Prada Sport also offer belts, brooches, necklaces, foulards, wallets, shoes and boots that are supposed to be fabulous, although I have never had a pair. A good online site for Prada items is www.yoox.com.

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What differentiates New Balance running shoes from those produced by other manufacturers? The reason I like New Balance shoes is this: I run several times a week, about 8-10 miles each time (training for LaSalle Bank Marathon) and New Balance gives me the best feeling in the arches and the most heel support than those I have used in the past. The cushioning feels better on my feet and legs when I run on asphalt than I used to experience with Adidas. They do seem to wear out a...

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Which brand makes the best running shoes? There simply isn't a right or wrong answer to this question. If you're a runner, and I am now and have always been a runner, you like what you like. My personal preference now is New Balance although, when I ran cross-country in high school I preferred Adidas.

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Where was the first credit union established? According to www.creditunion.coop in the history section: In 1900, Alphonse Desjardins organized a credit union (caisse populaire) in Levis, Quebec. As in Germany 50 years before, people were poor, interest rates were financially crippling, and the credit union offered a way out. That first Canadian credit union was small by modern standards. The first savings deposit was only 10 cents; the...

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Is point of sale software only for large, retail businesses, or do home-based businesses need it as well? Point of sale software isn't just for big business. The software programs available allow all business owners, large and small, to keep track of inventory, vendors and customers and many of them are QuickBooks compatible.

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What's the current maximum conforming mortgage loan amount? For a single family home, the maximum conforming mortgage loan amount is $417,000.00 for 2006. This amount changes yearly and is established by Fannie Mae and Freddie Mac.

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Are credit unions forbidden to discriminate on the basis of gender? Yes. It is against the law for any business to discriminate on the basis of gender.

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How do you dispose of used cooking oil? I keep an empty metal coffee can under my kitchen sink and drain all grease and used oil into it, sealing it with the lid after. When the can is full I throw it in my regular household trash. Using the metal coffee can helps a lot when I need to drain grease or oil that is still hot.

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How can I get a job at TV Guide? One way is to go to www.gemstartvguide.com/careers/default.asp and there is a searchable form for you to use to see what jobs may be available, including how to apply for particular jobs that you may see listed.

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What has been Chevrolet's best-selling model? I believe it is the Chevrolet Impala. See en.wikipedia.org

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What kind of education and credentials do I need to become a dentist? To practice dentistry in the U.S., a license must be obtained. Graduation from a dental school accredited by the ADA and passing practical and written exams are required to apply for a license. To be admitted to a dental school, the minimum of a bachelor’s degree is usually required. There are a few exceptions where only the completion of two years of pre-dental education is necessary. Many...

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Did Moses remarry? Having been brought up in the Church and fed the Bible for all meals, I would say that No, Moses did not remarry. Moses died before setting foot in the land God promised and there is no biblical account of Moses having remarried that I have ever read that is credible. There have been some mistranslations of the Bible over the years and this may account for the reason that some people believe...

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I have heard that the Mercedes-Benz company was involved with the Nazis during WWII. Is this true, and did Mercedes have to make any type of amends? During the Second World War, Mercedes-Benz is known to have exploited more than 30,000 forced workers and prisoners of war, some of whom would eventually strike, and be sent to concentration camps. This working force soon became essential to the production capacity of the company after 1941, and was a key to the construction of Nazi Germany's Luftwaffe. After years of ignoring claims...

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Where did the tradition of the Easter Bunny get started? Found on www.wilstar.com: The Easter Bunny is not a modern invention. The symbol originated with the pagan festival of Eastre. The goddess, Eastre, was worshipped by the Anglo-Saxons through her earthly symbol, the rabbit. The Germans brought the symbol of the Easter rabbit to America. It was widely ignored by other Christians until shortly after the Civil War. In fact, Easter itself was...

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If I have been convicted of a DUI, can I still rent a car? In renting a car, I personally have never had a car rental company check my driving record. The only thing that has ever been done is to see and copy my driver's license and insurance, and to get my credit card. Marisa2004101: They all are not supposed to as you stated. I'm not sure why you rated this down since I only stated what I knew to be done and what is usual. For a...

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What happens if I can't repay my payday loan? Payday loans are usually secured with a post-dated check which the lender will submit to your bank for payment if you default on the terms of the loan repayment. If the check does not clear your bank then the lender has the same recourse as any other merchant that you bounced a check to.

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Why are car rentals more expensive in New York? Rates for rental cars in New York are also higher due to the number of car thefts and cost of insurance in that area.

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I was in a car accident that was not my fault. If I hire a personal injury lawyer, will I likely receive more in compensation to balance the lawyer's fee? To add to Glenn Blaylock's answer, which is great advice, I would say that if you were injured in the accident your compensation can change quite a bit by hiring a personal injury lawyer. Setting aside the people that bring lawsuits frivilously, if you are injured and go through the other person's insurance, you may only collect the amount of damages ($$) that you incurred...

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Can you wear skirts over jeans? I have seen many teen girls wearing skirts over jeans and they actually looked very cute in their outfits. Oddly, I remember when we had to wear pants under our skirts in the winter months to go to school so we wouldn't freeze to death since girls were not allowed to wear pants to school at all. (Before the invention of the wheel or fire).

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What kinds of fees are generally charged by mesothelioma lawyers? Mesothelioma is a disease brought about by exposure to asbestos and many lawyers that specialize in asbestos claims also handle mesothelioma cases. These lawyers, like most that handle personal injury type claims, generally charge a percentage of the amount granted to the victim. Usually the percentage is between 25% and 35% but the amount may be higher depending on where you live and...

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If I have to leave my vacation to care for a sick relative, does travel insurance reimburse me for the cost of the remainder of the trip? Like any insurance provider, policies can vary company to company. We used TravelGuard and they do cover medical emergencies. Their website at www.travelguard.com even lists one of the emergencies that is covered as "you're on vacation and your sister-in-law becomes ill and you need to cancel your trip". They will cover non-refundable deposits and pre-payments and possibly...

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I thought polyester was crafted to be durable and washable. So why are so many polyester garments dry clean only? I found this at howstuffworks.com: Polyester fabrics are strong, resilient, wrinkle-resistant, colorfast, crisp, and hold pleats and creases well. But they are also nonabsorbent, attract and hold oil stains, may pill when rubbed, and may yellow with age. Polyester is used for clothing and filling garments and coats; some bed linens and towels are also made from polyester blends. Polyester...

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If it's a banking holiday and I make a payment through online banking, will the payment go through that day? Generally, no. If it's a banking holiday then any payment you make through online banking will usually be processed on the next business day, although you may receive a printable receipt that shows you made your payment (or attempted to) on a previous day.

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Are there alcohol-free or smoke-free cruise ships? Carnival's ship Paradise WAS a smoke-free ship until recently, even during the building of the ship. I do not believe that there are any smoke-free/alcohol-free cruise ships at this time. Most have restrictive policies on smoking, however, I know of none that have restrictive limits on alcohol unless you count the age limit as restrictive. While the restrictions on smokers are...

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I don't want to show up with a plastic bag in my hand. What are some creative ways to wrap last minute gifts? Take any piece of very pretty print or solid fabric, use a pair of craft scissors (that have a design when you cut with them) and cut out a piece of material as you would wrapping paper. Pull all the edges up around the gift and tie a piece of ribbon around the eges and tie a bow. You can also take a piece of plain brown or white paper and decorate it with ink stampers, paints or...

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If I'm simply selling items from around the house that I don't need (books, dishes, CDs), can I make more money with a garage sale or with online auctions? If I was selling regular household items that weren't really noteworthy or complete sets, etc., I would probably sell them at a garage/yard sale or flea market. With the time you spend having to advertise your products individually, shipping costs (if you pay them), possible costs to advertise them online, etc. I'm not sure that it is worth it to do online. I rented a space at a...

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What do I need to pack on my Caribbean cruise? Besides resort wear, swim suits, formal wear if there is a formal evening aboard, and the standard clothing for the duration of your cruise, I have a few other items to mention that were helpful to our family on our cruise: A shoe caddy bag that hangs: hang it on the bathroom or closet door and use the pockets to hold things like socks, underwear, personal items, curling irons, decks of...

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Who has been on the cover of People magazine the most times? According to the Washington Times, the late Princess Diana holds the record for most People Magazine covers, with 52. Julia Roberts is a distant second with 18, followed by Elizabeth Taylor and Michael Jackson with 14 each. This information is as of April, 2004 so I presume that Princess Di is still the record holder.

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Is there a place online where people share stories about their Internet dating experiences? In looking for the answer to this question, I came across this site: http://forum.aceboard.net where there is a forum and message board concerning internet dating experiences and help. You have to register but there does not appear to be a fee for this forum. I would still be cautious about what information you give out about yourself in your profile or in messages, since you are still...

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How will humidity affect the fondant covering my wedding cake? If there is high humidity in the room where your fondant covered cake is, the fondant can become too soft and if the cake was stored in the refrigerator before being put in the humid room it could sweat. A too dry environment can make the fondant too firm. If you begin to notice condensation on the cake after bringing it out of the refrigerator you can place the cake in front of a fan,...

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What kind of bikinis look best on people with pear-shaped figures? There are bikinis now that have very cute bottoms that look like little skirts and they are great for giving a slimming look to the hip area!

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What are the origins of the ukulele? Going to www.geocities.com/~ukulele/history.html I found a very interesting article about the history of the ukulele that you might enjoy. Part of it relates the following story: When the Ravenscrag arrived in Honolulu on the afternoon of August 23, 1879, it was carrying 419 Portuguese immigrants from the island of Madeira to work in the sugar cane fields. It had been a long and hard...

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Is there an easy way to remove excess hair from the roller brushes of my vacuums? I don't know if you will think this is an easy way to remove excess hair from the roller brush of a vacuum, but this is how I do it. My daughters and I have long hair and it seems like we shed worse than our pets. To remove excess hair that accumulates on the vacuum roller bar I remove the roller (if you can't on your model, then sit on the floor and lay it on its side), then I...

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What are some signs that a person is a TV addict, and what resources are there to get help? I found this article at www.catholicity.com relating to getting help for a TV addict, as in what you can do, however, it does seem to focus on immorality and the Church and at www.simpletoremember.com there is another article that addresses the issue of television addiction as well. A Twelve-Step Program for TV Addicts by Father John McCloskey PLEASE PRINT & DISTRIBUTE TO OTHERS...

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I've been participating in free online dating. How long should I wait before meeting someone in person? I don't know that there is a hard and fast rule for how long you should wait before meeting in person. I think you should rely on your good judgment and gut instinct. Prior to meeting, you should already have spoken on the telephone a few times, so I would assume that the exchange of phone numbers took place before any in persosn meeting. Then, for safety, arrange to meet in a public...

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How far in advance should I mail a birthday card if the recipient lives abroad? I have friends living in Turkey, Germany, Ethiopia, Korea, and Japan and have friends stationed in Iraq. We regularly send mail beck and forth and here is what we have noticed. Mail to and from Iraq seems to be taking approximately 3 weeks. Ethiopia has been taking almost 3 weeks (around 18 days as best we can determine). Everywhere else is under 2 weeks, although sometimes barely...

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Are concert ticket stubs collectible or valuable? Concert ticket stubs can be both collectible and valuable. As an example, in 1977, my aunt, uncle and 2 cousins went to Elvis' last concert before he passed away. (Unfortunately for me, they had bought my siblings and I tickets to the next concert). My cousins sold their ticket stubs for quite a bit of money to a person that collected Elvis memorobilia. And, as one of my kids says,...

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What is the most common vacation destination for US travelers? My best guess would be that Orlando, Florida is the most common vacation destination for US travelers. According to a survey done by Modern Bride, the top 10 honeymoon spots are: 1. Aruba 2. Bermuda 3. Florida 4. Hawaii 5. Italy 6. Jamaica 7. Las Vegas 8. Mexico 9. St. Lucia 10. Tahiti

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Where can I find information about clothing-optional cruises? www.castawaystravel.com has quite a bit of information on clothing optional cruises, vacation destinations and sailings on tall ships. They provide useful information, including what events and amenities are offered on the ship, basic information such as age group, average price per cruise and how to contact them for more information on future and group sailings. As a side note, on...

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Is it possible to find a kosher food gift basket? www.kosherbyte.com and www.koshercornucopia.com both offer great selections of gift baskets for your friends that live kosher and also for those that don't. These include everything from gourment chocolates, seafood, coffees, teas, pastas and everything in between.

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Should a baby gift be something the baby can use, or would be it be appropriate to get something for the parents instead? When giving a gift to new parents or parents-to-be, it is appropriate to give either a gift for the baby, parents, or both. Oddly enough, frequently the parents are forgotten in the excitement of a new birth. Giving them a gift that they can associate with the birth is very appreciated. Even coupons for offers of babysitting, parenting books, baby books, gift certificates for baby or...

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What color shirts can I pair with a navy suit? There are a multitude of colors that pair well with a navy suit. For starters, any lighter blue shirt would work well and a basic white or cream color would pair nicely. If you look at a fashion color wheel, colors directly opposite each other are considered complimentary colors. For instance, directly across from the blue family are rust, gold and browns. Colors next to each other, and...

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Is there an online store that specializes in demure prom dresses? There are several online stores that specialize in conservative and demure prom dresses. One of these, LDSprom.com (Latter Day Saints) has some beautiful dresses. In the aftermath of the red carpet season of Hollywood award shows, and as boutiques and department stores gear up for a parade of teenagers looking for prom dresses to match, designers from across the country are offering...

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What are the most popular PSP games? At this time, the 10 most popular PSP games, according to www.gamefly.com are: 1. Dragon Ball Z - Shin Budokai 2. Syphon Filter - Dark Mirror 3. Daxter 4. Bust A Move Deluxe 5. NBA Live 06 6. Grand Theft Auto - Liberty City Stories 7. Burnout Legends 8. MLB 06 - The Show 9. James Bond - From Russia With Love 10. Hot Shots Golf - Open Tee Some of the other most popular...

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How much do people generally save by outlet shopping? Outlet stores, are stores in which manufacturers sell their products directly to the public through their own branded stores. Other stores in outlet malls are operated by retailers selling returned goods and discontinued products, often at heavily reduced prices. Clothing, sporting goods, electrical products, cosmetics, and toys are among the types of items sold at outlet malls. Outlet malls...

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What ports do most Panama cruises depart from? Of the major cruise lines serving the United States, most cruises sailing the Panama canal depart from either Florida or California, in about equal numbers. The sailings are typically from Ft. Lauderdale or Miami in Florida, and San Diego or Los Angeles in California. There are a few that sail from Washington State and New York as well. Regardless of which port you can sail out of, this...

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Why do banks frequently offer calendars as giveaways? In adding to another answer given, banks and other businesses use calendars as giveaways to their customers because they are extremely economical for the business to order, even with personalization, especially since they order in bulk. School groups, event planners, families, etc. can order specialty calendars just like businesses through many calendar companies using their own...

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What is manna? Since this question is in the Magic category, I am going to avoid the biblical definition of manna and stick to the category: In standard D&D, (Dungeons and Dragons) magic is represented as spell slots which the character fills with spells. Wizards are the most limited - they must fill those slots before adventuring, and if a wizard has chosen not to learn 'knock' on that day,...

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Is it appropriate to give a close, but platonic friend a Valentines card? Certainly. In fact, when you are shopping for Valentine's cards, take particular notice of all of the cards that start out with ......"For you sister (brother, uncle, my friend, etc.)...." These are not just for people from Arkansas.... (Sorry, I'm sarcastic and from Arkansas). You can find cards that express what a good friend they are, how much you care about them,...

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What is mystery shopping? Can I really be paid to go retail shopping or is it a scam? Absolutely a real job although the pay is generally poor. Much like a food critic that goes to restaurants without the restaurant being aware of the diner's profession. Mystery shoppers grade an establishment on things like employee helpfulness, courtesy, cleanliness of the store, etc.

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Is there any chance I can bargain with my internet provider for a lower rate? Yes, you can bargain with your internet provider. As an example, here at home, we use sbcglobal, which had a 12 month contract at a very reasonable price for DSL. Two months prior to the expiration of our contract I received a notice in the mail of the expiration date and a quote of the new rate. The notice also said I could do nothing in response and lo and behold, it wouldn't be a...

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When did bikinis become socially acceptable? Only by the end of the 1950s does the basic premise of bikini, the navel, gain public acceptance in America. Once the belly button is out in the open, the challenge of the 1960s is to continue to lower the waistline. This was a slow process, migrating from pin-up girls to public beaches in increments of millimeters per year, according to www.bikiniscience.com. The 1960 hit "Itsy-Bitsy,...

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What size of wedding cake do I need for about 250 guests? This is the formula recommended by most bakers. For my wedding we simply told our baker how many guests we were expecting and that we wanted the top tier to keep. She was able to tell us exactly what we needed. However, if you're baking your own cake, this formula works. Just figure the shape of the tiers, how many servings you can get from each tier and you'll be fine. You...

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Is there a natural preparation I can use to stop my shoes smelling of foot odour? You can also sprinkle some baking soda in your shoes regularly to help prevent odor.

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What is the longest cruise vacation available? The longest cruise vacation I know of at this time is 109 day world cruise, Voyage of the Seven Wonders, operated by Cunard. In January, 2007 there will be a cruise for 126 days aboard Silversea Cruise Lines ship Silver Shadow, sailing from Ft. Lauderdale, Florida and ending in New York. Unfortunately, my husband says I won't be on it.

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Can I purchase a newspaper subscription to any newspaper in the United States, even if it is not local? Most, if not all, newspapers provide a rate for out of town subscriptions. Frequently these are "Sunday only" subscriptions as the cost can be noticeably higher than if you lived in the delivery area. The newspaper is sent via regular U.S. Mail unless otherwise stated. Contact the newspaper directly if they do not have a web page. If you do not know the name of a particular...

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When were wrist watches first invented? The history of the wristwatch is indeed short. Wristwatches did not begin to see widespread use until the 1920s. Men tended to regard the wristwatch as effeminate. Watches adapted to the wrist made sporadic appearances as early as the late 1500s. Queen Elizabeth I is said to have been given one. In the early 1800s the wristwatch made more frequent appearances when jewelry and watchmakers...

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What brand produces the most expensive watches in the world? According to www.forbes.com There are few more desirable, or desired, possessions than a fine timepiece. If the person you are thinking of this holiday season has been exceptionally good--and by that we mean had a platinum-selling album, brought in a multimillion dollar deal, named you to the board of a major foundation or gave birth to triplets--then they might themselves unwrapping an...

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Has a cruise ship ever sunk? Have you seen the movie "The Titanic"? This was based on an actual event. Sorry. I'm sarcastic by nature. Actually, I'm sure you know that one and your question is for any other cruise ships. There have been several other cruise ships that have sank or taken on excess water, etc. You can view a partial listing at www.cruisebruise.com and at...

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What happens if I miss getting back on board the cruise ship while in port? If you miss the ship while in a port, you will need to obtain other transportation to the next port of call, at your own expense. The best way to avoid this while on a cruise, other than never leaving the ship, is to take an excursion offered by the cruise line rather than going off on a privately offered excursion. If you are on an excursion offered by the cruise line and the tour is late...

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How do they get fresh food on cruise ships? Food is brought aboard the ship before leaving port and supplies are replenished as necessary at the individual ports that the ship stops at. Here is a look at the partial grocery list for Royal Caribbean's Mariner of the Seas for a one week cruise: Beef 20,000 lbs Chicken 12,000 lbs Pork 5,000 lbs Lobster 1,400 lbs Seafood 4,000 lbs Salmon...

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Are children of illegal immigrants required to attend school? School attendance is generally a federal law with regard to minors, however, individual States can and do pass legislation that interprets this. If you home-school your children, they are still being educated (I presume) and many states that allow home-schooling have mandatory testing of these home-schooled students. In regards to illegal immigrants and their undocumented children: In...

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Do cruise ship crews always live aboard ship? The crews aboard a cruise ship are under a contract for a certain length of time. At the end of a particular contract they can go home. Our waiter was from the Philippines; our room steward was from Czechoslovakia, etc. Our room steward was heading for home 2 weeks after we returned to port. I can't help answering this in another way: During the actual cruises, yes, the crew...

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Will I get seasick on a cruise ship? I thought I would get seasick on our cruise as I have gotten very ill on smaller boats and just figured I was prone to seasickness. We had rough seas on 2 days and, in fact, were unable to go to one of our scheduled ports due to weather concerns. On the ship we could feel the rough seas but it didn't bother me at all. On our extra sea day due to the port change, I even enjoyed the...

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Are the rooms on cruise ships incredibly small? In our cabin on Carnival's Victory there was me, my husband (6'3" and not skinny), a 15 yr. old girl and an 18 yr. old girl. I believe our room was 185 sq. ft. Our bed was a king or queen (2 beds pushed together - we didn't notice) and the girls had bunk beds with the upper bunk able to be put away during the day, although we chose to have it left out. We were on Spa...

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How can I keep moths away from my clothes? If you've got any wool or wool blends in your closet, the flat brown clothes moth may be lurking. Because they favor the darkness, these pests are harder to detect than their larger, light-loving counterparts. And once you do find and dispose of them, the threat is not over. It's their larvae that do the most damage to our clothes. Steps: 1. Keep in mind that the clothes...

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What is the best technique for hand-washing clothes? www.ehow.com has the method I use in a better format than I can write, as follows: 1. Plug a sink, and add about 1/4 cup detergent. 2. Fill the sink with hot water - as hot as you can comfortably put your hands in. Leave room for the clothing. 3. If you're washing whites and want to bleach them, now's the time to add about 1/4 cup bleach to the water. 4. Put...

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How can I keep my clothes from fading when I wash them? I have found that if you turn colored t-shirts and those with printing on them, inside out, it will help prolong the colors. Also, when we purchase new clothing items, I add 1 cup of white vinegar to the wash along with my regular detergent. This helps prevent the colors from "running" and seems to keep my garments looking new much longer than those I didn't use this method...

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What are the activities like on a Carnival cruise? We just returned from a Carnival Cruise on Christmas morning. We took our teenage daughters with us and between all 4 of us, we did almost every activity we could get to during the cruise. Here are some of them: Austin Powers Dance Class/Saturday Night Fever Dance Class Art Show/Auction Win, Lose or Draw Battle of the Sexes Trivia Pool Volleyball Golf Simulator Spa Services...

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How do libraries make money if they don't charge to check out books? Library funds are accumulated from a mixture of local, state, federal, and other sources. According to the National Center for Education Statistics (1997), 77.6% of public library income is acquired from local funds, 12.1% from state funds, and 0.9% from federal funds. The remaining funds (over 9%) come from other sources, including user fees, special events, and private fundraising efforts...

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Is it rude to talk loudly in a book store? Basically - yes. It's rude to speak loudly in most public places. Book stores have sitting areas where many people sit and relax with a book (presumably they aren't reading the entire book rather than making a purchase). Barnes & Noble, for one, has a cafe' inside their bookstore and frequently local college students go there to study. On a more basic note, if you are...

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Where can I find used wedding dresses? I was recently in a local Salvation Army thrift store looking for a cabinet when I saw that the entire back wall was filled with used, wedding and prom dresses. Out of curiosity I looked and the prices averaged $40 per dress. The classified section of your local newspaper may have a clothing or wedding dress section. People frequently sell wedding dresses after use.

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My child is three years old. Should I stop using the baby monitor? Baby monitors are particularly helpful at this age. Three year olds can and do get into everything and you can't always be right there. Baby monitors aren't just for when the child/baby is sleeping or confined to a crib or playpen. They can be set up and used in any room. I have used baby monitors for my teens also when they are sick at home and I need to be in another part of...

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Are there video baby monitors? Baby Quiet Sounds from Summer Infant has a great video monitor system. It costs $179.95. There are some less expensive units available also. This small, lightweight video baby monitor has a 2.5" Color LCD screen -- the parent's unit has a belt clip and flip stand. The Baby Quiet Sounds video monitor has 900 MHz technology for superior clarity and range Infra-red LEDs for night...

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What should I put in a baby gift basket? Some of the gift items I have used in baby gift baskets have included traditional items such as stuffed animals, bibs, hats, booties, etc. One item I try to include is a craft item you can purchase at Michael's or other craft stores. It is a plaster of paris kit where the parents can make an imprint of the baby's hands or feet. It is perfectly safe and easy to do. This makes for...

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What kind of baby gift should I bring to a shower if I don't know the sex of the baby? Almost anything that you can think of that a baby or new parents would need is an appropriate baby gift, regardless of the sex. Onesies, in white, greens, or yellows; receiving blankets; baby blankets; any items that match the motif of the nursery, if known; baby books; nursery monitors; stroller; car seat; hats and booties in neutral colors; stuffed animals; diapers (always needed); crib...

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What is the safest way to clean my stainless steel appliances? According to www.doityourself.com: Stainless steel is an alloy of iron which contains more than 10% chromium. Stainless steel resists stains but occasionally dulls or will show oily finger prints. This steel is noted for its hardness and is used for utensils, tableware, sinks, counter tops, and small appliances. In the process of making it, a little of the chromium in the alloy is used to...

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What happens on a wine train? The only wine train I have been on is the Napa Valley Wine Train in California. My husband and I arrived for a dinner excursion, which lasted approximately 3 hours. Prior to boarding there was a jazz band, which was fabulous. We looked around the station and made a few souvenir purchases. Once we boarded the train, a beautiful glass domed rail car, we were served a wonderfully prepared...

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Are Girl Scout cookies available year-round? Unfortunately - NO! The best way to purchase Girl Scout Cookies is from local Girl Scouts. To find them, contact your local Girl Scout council by: Looking in the white pages of your telephone book under "Girl Scouts." If you call the council, volunteers or staff there can help you find a cookie booth or a Girl Scout troop/group near you. Selling Girl Scout Cookies is a...

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What are gold roses? The Royal Gold Rose was first introduced in 1957 and is a variety of climbing rose that produces beautiful, unfading golden-yellow blooms that are highly scented with dark green foliage. They bloom almost continuously. For a non-gardening answer, there are also gold roses, mainly given as gifts that are real roses, usually red, long-stemmed, that have been dipped in 24k gold.

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What is the average price range for prom dresses? Prices for prom dresses vary almost as much as the dresses themselves. You can find great deals at places like David's Bridal & Prom, which has $99 specials a lot, on prom and wedding dresses. I found one for my daughter on a clearance rack last year at Marshall Field's for $30 and it was gorgeous. Several of my daughter's friends are looking at dresses that are running...

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What amenities are available on a luxury cruise that I can't find on a regular one? Luxury cruises, like those offered by Silversea Cruises, offer the same basic activities, such as guest lectures, dance or cooking classes, golf putting, cards, pools, spas, library, casinos and shows in the theater. A major difference in amenities is the service and the staterooms. Aboard Silversea Cruise lines for instance, the cabins are much larger, with far more balconies and...

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I'm going to a wedding. Can I use gift ideas that aren't on their registry? When looking for a wedding gift, it is absolutely appropriate to give a gift that is not on the the bride and grooms' registry. The registry is for the items and patterns, etc., that are what they would like and that would match the decor they have planned for their home and if you wish to get them something from their registry, you are able to see what still has not been purchased to...

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Are there any companies that specialize in holiday gift baskets? Many companies offer holiday gift baskets as part of their routine sales. One of the most popular, that has been around for more than 50 years is Hickory Farms. Frequently you can find them in your local mall during the holidays. You can find their web page at www.hickoryfarms.com. Companies that offer candy bouquets and balloon bouquets also offer holiday gift baskets. If you are...

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How can I get my fiance's teenagers to listen to me and not undermine me? I am a new step-mother and my husband's teenagers live with us. They listen to me better than they do to their father. I believe the reason is because I ask their opinions and listen to them. Also, when I ask them to do something, I ASK, I don't TELL them to do it. At the beginning I asked for a family meeting and told them how hard this was going to be for all of us and we...

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In your will, can you place any conditions you want regarding how your estate is to be used? Basically, you can put any and all of your wishes in your Last Will and Testament. Whether or not they will be carried out is another thing. For instance, you may wish to give your entire estate to a charity, organization or individual. However, if someone else has a legal claim to any or all of your estate, then your wishes cannot be carried out. As an example: Your spouse may own an...

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Are there museums where the steps and performance of dances of the past are collected? The National Museum of Dance and Hall of Fame in Saratoga Springs, New York, has a collection of videos, biographies, costumes, photographs, artifacts and archives pertaining to dance and is the only one in the United States that I am aware of. They have frequent spotlight exhibits focusing on one particular era or entertainer. You can find their web page at www.dancemuseum.org.

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Is a verbal will legally enforceable, or must it be recorded somehow? A verbal will is a touchy issue. For the verbal will to be upheld, it should be heard by more than one person and should be heard by people who are disinterested persons. Persons who have no interest in the estate, as in they will not inherit. However, there are many reasons why a verbal will is not always upheld. For instance, people's memories are faulty; the person giving the...

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What is the difference between vintage and antique? Vintage refers to the age of an item, although not in years. For instance, you may have a piece of furniture or jewelry that is of 1920's vintage. In other words, from a particular time or era. Antique refers to the actual age of an item. Many furniture pieces are not considered antiques until they are 100 years old, although automobiles generally are considered antiques at 20...

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Are luxury cruises dominated by older people due to their expensive nature? I don't believe that luxury cruises are dominated by older people just due to their expensive nature. Other factors come into play. On luxury cruises, frequently the amenities offered simply don't have the same appeal to a younger crowd, which may favor a more party-type atmosphere. Few, if any offer rock-climbing walls on board, surfing on board, or swimming pool mega-slides....

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Is there such a thing as a reduced bereavement fare for air travel and what would I need to qualify? Several airlines want a copy of the obituary and the name of the funeral home when booking the bereavement fare. You should take note however, that you can sometimes get a much cheaper fare by booking with priceline.com or travelocity.com than the bereavement fare. I was surprised that a bereavement fare was so high the one time I checked into it. As for other qualifications, you should be...

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What's the highest amount items have sold for at online auctions? According to Wikipedia on line: At EBay auctions the following have been the most expensive sales: 1. Grumman Gulfstream II jet ($4.9 million) 2. 1909 Honus Wagner baseball card ($1.265 million) 3. Diamond Lake Resort, western Kentucky ($1.2 million) 4. Enzo Ferrari ($975,000, October 2004)[7] 5. Shoeless Joe Jackson's "Black Betsy" baseball bat ($577,610)...

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Do I have to dress up for dinner every night if I take a luxury cruise? On luxury cruises aboard ships like the Queen Mary 2, operated by Cunard Cruise Lines, there are usually 2 formal nights, requiring formal attire. For dinner seatings on the other evenings, jackets and ties are generally required after 6:00 pm in the dining rooms, with women usually wearing nice pantsuits or dresses. Even on cruise lines that are not known as luxury cruises, shorts, tank...

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What states are "Girls Gone Wild" videos filmed in? Girls Gone Wild has filmed in Michigan, Florida, Texas, Louisiana, California, Hawaii, Arizona. There have possibly been some others, but those are the ones that I am aware of at this time. I realized that I may have forgotten New York also.

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Do I even need a business card anymore? In this computer age business cards are needed more than ever if you want to build a new client base. It is easy for people to get on the internet and browse local yellow pages but those companies have to wait for people to look for them. With business cards, giving your area of expertise, address, phone # and e-mail and/or website address, people have access to you without the internet....

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What is a typical interest rate on a payday loan? A payday or cash advance loan is easy to secure but the cost can be prohibitive. Companies that offer cash advance loans are regulated by State and Federal laws but that does not mean that the fees are what most consumers would call good. For example: A typical $100 payday loan with a $12 fee has an APR of 313%.

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Will a tailor be able to let out the waist of my pants a few inches? If so, how, and how much should I expect to pay? A tailor is usually able to add an extension, or extra piece of fabric to the waist of your pants, depending on how much larger you need them to be, and the type of fabric. An extension or extra piece of fabric, is added to the waistband when the pants fit in the hips but are too tight in the waist. First: To determine the length of the extension, subtract the measurement of the...

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How did Snoop Dogg get involved with "Girls Gone Wild"? In 2002, Snoop Dogg partnered with Joe Francis (Mantra Entertainment) to host "Girls Gone Wild Doggy Style", featuring the festivities of Mardi Gras in New Orleans, Louisiana.

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Can desktops be mailed into repair services like laptops can? Yes. I used to own a Compaq Presario that had frequent "issues" . I had a service agreement and did not live close to an authorized repair facility. I would mail my desktop to the company repair facility, they would repair it and return it to me. Generally, if you live close to a repair facility, the company will have you take it there for repair.

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Is there a "Girls Gone Wild" reunion video? At the present time, there is not a Girls Gone Wild reunion video, at least, not one produced by Joe Francis or his company.

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Can a home improvement loan be used to buy home furnishings? A home IMPROVEMENT loan generally has guidelines as to what is permitted and what is not. In almost all cases, a home improvement loan must be used for the improvement on a home, either through reconstruction, remodeling or increasing the value with updating. If you need debt consolidation, home furnishings, extra cash for private use, a home EQUITY loan is what you would want to look into....

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What are the most commonly sold items at online auctions? On Ebay, there are currently 10,483,033 books offered for sale. The next closest category with the most items offered for sale is Collectibles, with more than 7 million items offered. There are several more online auction sites, U-Bid and Yahoo auctions, among them. U-Bid has more electronics type items on its site.

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Can I use candles for lighting at a group dinner party, or is that too romantic for the occasion? Yes. Candles can set more moods than a romantic one. They can create an intimate setting for a group dinner party, not intimate as in a sexual nature, but as a close, private gathering. If you have a large table, tall pillar type candles can be very effective lighting and make the table appear even more festive.

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If a lawyer is dis-barred, can he/she still practice as a paralegal? It is not always true that there are no licenses or further education required to be a paralegal. That depends upon the State in which you reside. In states where paralegal certification is not required, an attorney that has been disbarred may work as a paralegal. Also, many firms will hire a disbarred attorney as a paralegal, clerk, etc. Many factors come into play, not the least of...

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Where can I find cheap home furnishings? Go to area thrift stores, flea markets and yard sales. You can also look in your local newspaper for articles/furniture for sale. In many areas there are used furniture stores where you can purchase large items for a fraction of the original price.

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Is it appropriate to give a gift basket to a friend who's just gotten divorced? Of course. It's always appropriate to give a gift to a friend, in happy and sad times. You may want to include a "coupon" for a dinner out, an invitation for a night of television watching or games, an offer of babysitting services, along with flowers, or other items that you know your friend enjoys.

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What kind of gift basket can I give to a friend who's in the hospital for cancer treatment? A basket I have used for this event was filled with the patient's favorite magazines, paperback books, hard candy, pictures that I took of areas around our town that were showing signs of the changing season that I knew she would enjoy, cards from friends and neighbors, fresh fruit, straws (she needed them) and some new fuzzy slippers. Avoid flowers and lotions as the scent can cause...

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What sights would children enjoy seeing on a European vacation? To add to other answers: In Salzburg, Austria: Visit the salt mines. You dress as miners and ride through the salt mines, get to actually taste natural salt pillars, etc. We went as children and I have never forgotten the trip. In Amsterdam: Do not miss Madurodam, the miniature village. You will feel like Gulliver walking through the village, which includes miniature houses, people...

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Is it more expensive to take a Mediterranean cruise than a cruise in the Caribbean? If you live in Europe or will be there during the time which you wish to take a cruise, then the Mediterranean cruise would be cheaper. However, if you live in the U.S., you can find cruises to the Caribbean much cheaper. A 7 day cruise to the Caribbean from Miami cost us around $500 per person for the cruise alone.Whereas, the flight to Europe (roundtrip) would cost us that much just for...

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Is there a charity that will accept a food gift basket? Any food pantry in your area will accept food donations as long as they are non-perishable items and they are always in desperate need of these items. If the items are perishable, contact a local shelter, i.e. Salvation Army, battered women's shelter, etc.

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Do I have to tell people that I met my boyfriend on a dating site? You do not have to tell anyone anything about your new boyfriend. However, if the two of you will be together when you run into any of your friends, you may either want to come up with a "meeting story" together, beforehand, or if he wants to tell the truth if asked and you do not, decide which one of you wants to be perceived as a liar.

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What is a universal DVD player? A universal DVD player is one that plays Super Audio CD's (SACD), MP3's and DVD audio discs, as well as standard DVD's. They will play most discs with a high resolution audo format.

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What kind of compensation do girls featured in "Girls Gone Wild" videos receive? Occasionally the girls are paid a small sum if they ask, however, 95% of them only receive a free tank top, according to Joe Francis.

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Who started the "Girls Gone Wild" franchise? Joe Francis started the Girls Gone Wild franchise and is the owner of Mantra Entertainment in Santa Monica, California.

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