http://www.answerbag.com/profile/194794 New Answerbag answers from SarahK Tue, 29 May 2012 11:12:24 -0700 Tue, 29 May 2012 11:12:24 -0700 http://www.answerbag.com/a_view/2490740 I am a young student (over the age of 18) who is looking to get a credit card with a low limit, just to start building up a credit rating. everywehere i apply, i get denied becasue they cannot verify my credit rating. its like im in a paradox, HELP!!!<br /><br />I had this happen to me. I&#039;d suggest joining a credit union and getting a card through them. You could also try getting a store credit card (like Dillard&#039;s, Wal-Mart, Best Buy, Macy&#039;s) or a gas card and pay them off IN FULL every month. After about 6 months (though I&#039;d give an... Fri, 14 Mar 2008 09:22:49 -0700 http://www.answerbag.com/a_view/2490740 http://www.answerbag.com/a_view/2490690 Would having three credit cards, but only using one of them, help or hinder my credit score? I use one and continually pay it off as I use it, but the other two carry balances of $0.00.<br /><br />You may want to make small charges on the other two cards and pay the balance in full by the due date. This will ensure that all three cards are active and helping to build your credit history. Some credit card companies will either shut down your inactive credit cards or will charge you a fee... Fri, 14 Mar 2008 09:14:49 -0700 http://www.answerbag.com/a_view/2490690 http://www.answerbag.com/a_view/2490664 Are you a lurker?<br /><br />Not really on AnswerBag, unless it&#039;s a topic I can&#039;t really contribute to. If the question&#039;s already been adequately answered, I won&#039;t bother repeating that unless it&#039;s an opinion-based question. I lurk for the most part on 4chan, though, but I really only bother with... Fri, 14 Mar 2008 09:09:22 -0700 http://www.answerbag.com/a_view/2490664 http://www.answerbag.com/a_view/2487547 Do you think we are heading towards an economic Depression?<br /><br />I think that the US is headed towards more inflation, but foreigners will probably view the country as being &quot;on sale&quot; and increase shopping-related tourism, thus increasing retail sales. But, hey, anything can happen. Thu, 13 Mar 2008 20:44:44 -0700 http://www.answerbag.com/a_view/2487547 http://www.answerbag.com/a_view/2481772 What kind of car do you drive?<br /><br />One that is paid for and runs (but needs a few minor adjustments). Thu, 13 Mar 2008 05:55:26 -0700 http://www.answerbag.com/a_view/2481772 http://www.answerbag.com/a_view/2481762 What's the worst thing you've done with a computer?<br /><br />I looked at very naughty things... enough said. :P Or *gasps* pirate music. (Yar!) Thu, 13 Mar 2008 05:54:03 -0700 http://www.answerbag.com/a_view/2481762 http://www.answerbag.com/a_view/2481750 How can i make my own cd. I am talking about my own songs on a cd and making about 50 of those cd's.<br /><br />You might be able to find a place that will press that number of CDs, but the minimums I&#039;ve seen have been around 100. If you&#039;re looking at a demo to send out, you could just burn them on a home computer and print a top layer onto the CD. (There are printers out there that will print... Thu, 13 Mar 2008 05:50:16 -0700 http://www.answerbag.com/a_view/2481750 http://www.answerbag.com/a_view/2481697 How would you describe the blunder that the recording industry committed by driving Napster out of business in 2001? To what did the downloaders resort after Napster closed down?<br /><br />Before Napster there were FTP searches and directories. (oth.net was one I used back in the day, though looking for concerts.) Next, many went to AudioGalaxy (before it shut down) and other programs. Later on, there were other P2P programs that ran on the Gnutella network. A step in... Thu, 13 Mar 2008 05:39:04 -0700 http://www.answerbag.com/a_view/2481697 http://www.answerbag.com/a_view/2481671 Any good work from home sites that do NOT cost money up front? Can be typing, data entry, surveys, anything?<br /><br />Almost all sites that charge you upfront are scams. I&#039;d suggest looking for data entry jobs locally. You may need to prove yourself in the company itself for a little while before working at home if you don&#039;t have a strong enough r&eacute;sum&eacute;. You could also try listing... Thu, 13 Mar 2008 05:31:18 -0700 http://www.answerbag.com/a_view/2481671 http://www.answerbag.com/a_view/2478916 Can I get a checking account at 15 though a credit union?<br /><br />It&#039;s possible but highly unlikely unless you have a parent or other credit union member who&#039;s over 18 as a joint account holder with you. If something goes wrong, they will generally hold the non-minor accountable since one must be the age of majority (18 in almost all cases) to... Wed, 12 Mar 2008 18:53:35 -0700 http://www.answerbag.com/a_view/2478916 http://www.answerbag.com/a_view/2478897 How can i get a small $2,000 loan, i have no credit or a checkings account, but my husband does and hes in the millitary. any suggestions?<br /><br />You both may want to look at USAA. They do banking as well as insurance and are rated #1 in customer service in just about everything they do by Consumer Reports, Forbes, and other magazines. It&#039;s easier to get a loan through them if you&#039;ve been a member for a while, but I&#039;m pretty... Wed, 12 Mar 2008 18:50:29 -0700 http://www.answerbag.com/a_view/2478897 http://www.answerbag.com/a_view/2447099 I am applying for my dba in New York State to start a business selling craft items. Do I need to charge sales tax on the items I sell?<br /><br />I&#039;m not sure about the specifics of New York, but in general if you don&#039;t charge the customer, you&#039;ll be the one who ends up paying the sales taxes. You will probably only be required to charge tax on the sales you made physically within the state or shipped to New York residents.... Sun, 09 Mar 2008 05:23:58 -0700 http://www.answerbag.com/a_view/2447099 http://www.answerbag.com/a_view/2447080 If I'm crafting items to sell at craft bazaars, for private orders, and eventually online, do I need to file for tax id number, etc.? I am planning on filing for a dba in the county where I live, but all of the information out there is confusing. HELP!!<br /><br />If you plan to be serious about this (as it seems you want to be), you&#039;d only need the DBA if you plan to set up a business name. You could be a sole proprietor, in which case you would not need a separate tax id number. Personally, I&#039;d suggest trying to go for a LLC taxed as a sole... Sun, 09 Mar 2008 05:18:35 -0700 http://www.answerbag.com/a_view/2447080 http://www.answerbag.com/a_view/2447042 Hi you guys, my credit score according to 2 companies is 676 and 686. Now, my goal is to get 690 or higher to get a better rate for a loan to buy my first house. I checked my credit report and saw that I have all these accounts older than 7 years that hav<br /><br />If you want a better score, PAY DOWN BALANCES to 10% of your available credit or less and try to increase your credit limits. Also, don&#039;t run up a large balance on your cards during the month (even if you pay it down/off) and don&#039;t apply for new credit accounts. The FICO score breaks... Sun, 09 Mar 2008 04:58:02 -0700 http://www.answerbag.com/a_view/2447042 http://www.answerbag.com/a_view/2447029 I need to find a site to verify if my name is primary on 2 citibank credit cards in my possession, soninlaw was known id theif, he died, cards were found in his wallet, along with 4 chase business cards known to be fradulant? Any info will be helpfull Th<br /><br />You could just call CitiBank to verify. If you require a website, you could go to www.AnnualCreditReport.com to see a free copy of your credit report from each credit bureau (there are three: Equifax, Experian, and TransUnion). Sun, 09 Mar 2008 04:55:01 -0700 http://www.answerbag.com/a_view/2447029 http://www.answerbag.com/a_view/2447020 Anyone ever heard of annualcreditreport.com??? Its really free, I did it today and it was crazy, I didn't have to sign up for info, or agree to anything else, I hate that crap. but my credit is TERRIBLE but now I know who to call to fix it, when I have $<br /><br />Yep, I even tell people about it. The reason it&#039;s the only site that&#039;s actually FREE is that it was set up as part of the FACT Act, which was the federal law that allows consumers access to their credit report. I&#039;d suggest asking your creditors to consider &quot;pay for... Sun, 09 Mar 2008 04:50:29 -0700 http://www.answerbag.com/a_view/2447020 http://www.answerbag.com/a_view/2442876 I know I cant be charged interest if I pay my CC balance on time, but what about the APR%? Will that matter if I pay my balance on time every month?<br /><br />You can ask for your credit card issuer to reduce your interest rate (APR) and if you&#039;ve been paying in full and on time, they should be willing to work with you. I managed to reduce my interest from 12.15% to 10%. I now have 7.75% because the prime rate is no longer being offered.... Sat, 08 Mar 2008 17:11:42 -0800 http://www.answerbag.com/a_view/2442876 http://www.answerbag.com/a_view/2442846 What is the worst Credit Card company in your opinion? Hidden fees, hikes, etc.<br /><br />I&#039;m not very familiar with subprime credit card companies, but I&#039;ve seen offers for cards that had a $195 activation charge plus an unworldly annual fee and sky-high interest (APR). The US government stepped in after Providian, a subprime credit card company, held checks from... Sat, 08 Mar 2008 17:08:20 -0800 http://www.answerbag.com/a_view/2442846 http://www.answerbag.com/a_view/2442791 Do you know a site where I can get free credit report?<br /><br />www.AnnualCreditReport.com ...it&#039;s the site that the US government set up after passing the FACT Act. You won&#039;t get a free credit score, however, as that was not part of the provision. You can get one from each bureau for a total of 3. Enjoy. :) Sat, 08 Mar 2008 17:00:23 -0800 http://www.answerbag.com/a_view/2442791 http://www.answerbag.com/a_view/2419493 When refinancing a mortgage,Is 10,000 a high cost to pay a lender.<br /><br />Yes. You may want to look at the &quot;no cost refi&quot; ads they have on television. I know it can easily cost $1,000 - $2,000, but you should look around. Bankrate.com should be of assistance or perhaps you could look to LendingTree for offers? At that rate, you may be working with a strictly... Wed, 05 Mar 2008 20:23:21 -0800 http://www.answerbag.com/a_view/2419493 http://www.answerbag.com/a_view/2419376 What was the last bill you paid?<br /><br />Credit card (in full). It was only about $2,000 but that still makes me cringe a bit. Wed, 05 Mar 2008 20:04:20 -0800 http://www.answerbag.com/a_view/2419376 http://www.answerbag.com/a_view/2408904 Would you rather punch a baby, or listen to nothing but William Hung's version of She Bangs for the rest of your life?<br /><br />We&#039;re talking one punch compared to a method of torture (play the same thing over and over again)? Also, can we assume it&#039;s an evil baby (they do exist!) and I&#039;d be punching it in a non-vital area such as a hand and that there&#039;d be padding to absorb most of the blow beneath... Tue, 04 Mar 2008 10:44:43 -0800 http://www.answerbag.com/a_view/2408904 http://www.answerbag.com/a_view/2408879 A company called Baby Rock Records has created lullaby versions of songs by Metallica, Coldplay and Radiohead. Would you prefer these for your baby rather than traditional songs?<br /><br />Heck no, I&#039;d have my babies listening to Pink Floyd from the get-go. (If they end up half as warped as their mama, all will be right in the world!) Tue, 04 Mar 2008 10:38:01 -0800 http://www.answerbag.com/a_view/2408879 http://www.answerbag.com/a_view/2408780 If you ran into Fred Phelps, what would you say or do?<br /><br />With a KJV Bible in hand, smile, cock my head to the side and say &quot;Jesus loves you&quot; in such a sugary sweet tone it&#039;d make me sick. If he bothered trying to correct me, I could tell him &quot;Satan loves you&quot; in the same way. I used to have people come up to me and say... Tue, 04 Mar 2008 10:18:06 -0800 http://www.answerbag.com/a_view/2408780 http://www.answerbag.com/a_view/2407472 The AnswerBag-Demand Media tagline at the bottom is generated randomly: which is your favorite?<br /><br />I don&#039;t see one, but maybe it&#039;s because I have adblock on my browser? Tue, 04 Mar 2008 04:33:42 -0800 http://www.answerbag.com/a_view/2407472 http://www.answerbag.com/a_view/2407466 Ladies: Do you usually wear a bikini or one-piece on the beach?<br /><br />I wear a one-piece, but usually cover in a t-shirt and shorts because I&#039;ve had VERY nasty sunburns in the past. (I&#039;m a redhead with fair skin, so I guess I have it coming.) Tue, 04 Mar 2008 04:32:33 -0800 http://www.answerbag.com/a_view/2407466 http://www.answerbag.com/a_view/2407443 Have a look at these two gay teenagers and what they say about themselves (links in my answer). Fred Phelps would send them to burn in hell. What would you do if you were in charge?<br /><br />I&#039;d do something to shut up Fred Phelps. His flock have been protesting funerals of those who have fallen in war and been general asses to those who are grieving. Their god isn&#039;t the one I believe in. Tue, 04 Mar 2008 04:26:38 -0800 http://www.answerbag.com/a_view/2407443 http://www.answerbag.com/a_view/2407288 What is the most expensive thing you have baught not including your house<br /><br />So far, a DSLR, but the next step should be a car. (The one I was looking at was sold before I could get it inspected. I didn&#039;t have transportation to get to the dealership during weekdays because they&#039;re the next city over.) Tue, 04 Mar 2008 03:31:37 -0800 http://www.answerbag.com/a_view/2407288 http://www.answerbag.com/a_view/2407279 What is your favorite media source that is not considered mainstream?<br /><br />Blogging/the blogosphere, probably. Podcasting a far second. Independent radio can be cool, too. Tue, 04 Mar 2008 03:24:41 -0800 http://www.answerbag.com/a_view/2407279 http://www.answerbag.com/a_view/2407277 Do stringed instruments (violin, cello, etc) hold their value with time or do they depreciate? I don't mean antiques, just good quality hand made instruments?<br /><br />They generally increase in value, especially if they were hand-crafted outside of a mass-production Chinese, Italian, or German factory. ESPECIALLY if they are well-played. The longer they&#039;re played and the older they are, the better the instruments tend to sound. Tue, 04 Mar 2008 03:23:41 -0800 http://www.answerbag.com/a_view/2407277 http://www.answerbag.com/a_view/2407270 Violinists, what is the make of your instrument that you currently play on?<br /><br />I&#039;m not a violinist, but my violin was fashioned after a Stradivarius model. I&#039;d have to check who manufactured it, though. I have 2 cellos, too, one a Cremona the other I don&#039;t remember. Tue, 04 Mar 2008 03:19:22 -0800 http://www.answerbag.com/a_view/2407270 http://www.answerbag.com/a_view/2407263 How important is an engagement ring to you?<br /><br />I find it important-ish, but would hope that my fianc&eacute; would know not to waste money on diamonds but rather put the money towards a downpayment on a house together. Tue, 04 Mar 2008 03:17:15 -0800 http://www.answerbag.com/a_view/2407263 http://www.answerbag.com/a_view/2407248 Are there people in your life who you feel you should forgive, but honestly have no desire to?<br /><br />I&#039;ve been told that I should forgive people, mostly because it was &quot;unchristian&quot; for me not to. This is part of why I no longer go to church! I&#039;m not going to get into specifics here because those parts of my personal life are personal (unless you&#039;re an in-the-flesh... Tue, 04 Mar 2008 03:12:30 -0800 http://www.answerbag.com/a_view/2407248 http://www.answerbag.com/a_view/2407231 My friend is shy about his girlfriend seeing his body, he is asking me for advice because i am confident about letting girls see mine but i dont no what to say to him...any suggestions.<br /><br />Well, he isn&#039;t you (obviously). If he WANTS her to see his body but is afraid of her reaction, just remind him that it isn&#039;t like she has a camera to take photos and post them over the internet. Oh, and low light/candlelight can be more flattering to certain body types. :P Tue, 04 Mar 2008 03:06:29 -0800 http://www.answerbag.com/a_view/2407231 http://www.answerbag.com/a_view/2407226 Can cheaters or liers change when they finally found love? or will they always be a lier or cheater no matter what?<br /><br />It&#039;s true more often than not. Some people learn from their mistakes, but depending on your standards, you may not want to give them a chance to test the validity of &quot;once X always X&quot;. Tue, 04 Mar 2008 03:04:25 -0800 http://www.answerbag.com/a_view/2407226 http://www.answerbag.com/a_view/2407202 Is cheating a form of abuse?<br /><br />It could be a form of emotional abuse if it&#039;s intended as such. I&#039;d be wary. &quot;Once a cheater, always a cheater&quot; isn&#039;t universally true, but it is more often than not. Tue, 04 Mar 2008 02:52:50 -0800 http://www.answerbag.com/a_view/2407202 http://www.answerbag.com/a_view/2407196 I am getting married Saturday! Any advice for the years ahead?<br /><br />Remember how you feel this day and keep that alive in your hearts. Remember WHY you got married in the first place, why you CHOSE each other to spend your lives with and choose to remain with on a daily basis. Oh, and make sure that you both know that at the end of an argument/discussion,... Tue, 04 Mar 2008 02:50:27 -0800 http://www.answerbag.com/a_view/2407196 http://www.answerbag.com/a_view/2407108 My School Musical Competition-Should i enter? I was going to enter , but im not quite sure now cos i dont know if its any good please could you watch it and comment on youtube? thanks the link is: http://uk.youtube.com/watch?v=CrU3zJwiW5c<br /><br />Go for it, girl! I&#039;d suggest learning to play the song on keyboard rather than singing it as karaoke. You may also want to bring it down an octave or so. You could replace the drumming with left-handed chords. Good luck. Tue, 04 Mar 2008 02:11:21 -0800 http://www.answerbag.com/a_view/2407108 http://www.answerbag.com/a_view/2407044 What song could I play at my wedding to dance with my grandfather?<br /><br />It depends on what mood you&#039;re going for (fun? formal?) and how spry he is. My vote goes for &quot;The Macarena&quot;! Tue, 04 Mar 2008 01:52:32 -0800 http://www.answerbag.com/a_view/2407044 http://www.answerbag.com/a_view/2407038 Would you prefer a traditional wedding?<br /><br />I&#039;d rather do my own thing when getting married. I was planning a wedding with a guy I was with and decided that I wanted to get married at night, in nature, and dance beneath the stars. I wanted to design my own wedding dress in rich colors, with gorgeous accessories, and play the music we... Tue, 04 Mar 2008 01:51:11 -0800 http://www.answerbag.com/a_view/2407038 http://www.answerbag.com/a_view/2407010 Does anyone know how to make ornaments with photos inside them? if so what size would the photo be?<br /><br />There are many different ways to make these. You could make these to the size of a mold if you make it with resin. (The only problem would be that you couldn&#039;t change out the picture.) You could also use glass or plastic plates and wrap them closed with wire if you so desire. It can look... Tue, 04 Mar 2008 01:41:24 -0800 http://www.answerbag.com/a_view/2407010 http://www.answerbag.com/a_view/2406987 Does your boss yell at you, or has your boss ever yelled at you?<br /><br />I&#039;ve always been my own boss, but my one and only employee was more trouble than he was worth. He was rude to my customers and misrepresented my merchandise, after I spent months building a reputation of being honest and having good customer service. Tue, 04 Mar 2008 01:32:58 -0800 http://www.answerbag.com/a_view/2406987 http://www.answerbag.com/a_view/2406977 How come points I give out don't always stick? I will give someone points but they doesn't show up with I go back to the question later.<br /><br />I don&#039;t know. Care to give me some points to see if it works? Tue, 04 Mar 2008 01:27:25 -0800 http://www.answerbag.com/a_view/2406977 http://www.answerbag.com/a_view/2406974 Do you have any questions of yours that you wish would 'just go away'?<br /><br />Not really. I just wish I would have been more specific in one of my last questions. Apparently people thought I had some major issue or something. (I just meant that I think it&#039;s creepy for a grown man to refer to his love interest as &quot;my girl&quot;. I mean, how hard is it to say... Tue, 04 Mar 2008 01:26:05 -0800 http://www.answerbag.com/a_view/2406974 http://www.answerbag.com/a_view/2406961 If all you wanted for the last 3 years was to marry the person you were with do you think it's likely to all of a sudden start doubting that?<br /><br />It happens. Sometimes you can just wake up and not feel the same way, but more people just slowly fall out of love/lust or mistake moving into another stage of the relationship as no longer being in love. Doubt is normal, it&#039;s what you do with it that matters. Tue, 04 Mar 2008 01:21:44 -0800 http://www.answerbag.com/a_view/2406961 http://www.answerbag.com/a_view/2406955 How do you have sex?<br /><br />In my fantasies, listening to the &quot;Wish You Were Here&quot; album by Pink Floyd with a willing (yet somewhat SAMmy) sub (or two or three or... you get the picture), high-quality leather restraints (for him/them), a heart-shaped riding crop, some champagne... I&#039;ll stop myself here before... Tue, 04 Mar 2008 01:19:16 -0800 http://www.answerbag.com/a_view/2406955 http://www.answerbag.com/a_view/2406864 Which r your favourite anime series?<br /><br />Gravitation. Hellsing was great, too. Tue, 04 Mar 2008 00:44:11 -0800 http://www.answerbag.com/a_view/2406864 http://www.answerbag.com/a_view/2406824 Since I am in debt, My brother has offered to give me 10,800 yearly to help me out, will I have to pay income tax on that money since we are brothers?<br /><br />Nope, you can be given up to $12,000 per person (so if you had another sibling, they could both give $12,000 each for a total of $24,000) per year without tax penalty. If there is a gift of over $12,000, the GIVER and not the recipient is responsible for the taxes owed. Be sure to make it up... Tue, 04 Mar 2008 00:32:30 -0800 http://www.answerbag.com/a_view/2406824 http://www.answerbag.com/a_view/2406718 Who do you know that was born on Christmas day (not counting Jesus)?<br /><br />Jesus wasn&#039;t born on December 25th, but Sir Isaac Newton, Clara Barton (founder of American Red Cross), Humphrey Bogart, Little Richard, and Jimmy Buffett were. Mon, 03 Mar 2008 23:57:11 -0800 http://www.answerbag.com/a_view/2406718 http://www.answerbag.com/a_view/2406702 Do you celebrate Read Across America Day?<br /><br />I&#039;ve never heard of this before, actually. So no, I don&#039;t celebrate it. Mon, 03 Mar 2008 23:54:03 -0800 http://www.answerbag.com/a_view/2406702 http://www.answerbag.com/a_view/2406686 Can you explain what a Protestant is in relation to the Catholic church?<br /><br />Someone who is going to push their brand of faith on them and say that they&#039;re going to Hell because they aren&#039;t &quot;saved&quot; yet. Depending on the denomination and the church within, Protestants can be very hostile towards Catholics. I used to go to a non-denominational... Mon, 03 Mar 2008 23:46:16 -0800 http://www.answerbag.com/a_view/2406686 http://www.answerbag.com/a_view/2406514 Do you like taking long walks on the beach?<br /><br />Only early in the morning, near sunrise or sunset, or in the evening. The air&#039;s cool enough, there aren&#039;t crowds, and I don&#039;t have to worry about burning! The water absolutely shimmers under the moonlight. Mon, 03 Mar 2008 22:58:06 -0800 http://www.answerbag.com/a_view/2406514 http://www.answerbag.com/a_view/2406511 Why people in india wear dress shirt & dress pant on the beach?<br /><br />Europeans and Americans haven&#039;t always worn skimpy swimwear. Mon, 03 Mar 2008 22:56:19 -0800 http://www.answerbag.com/a_view/2406511 http://www.answerbag.com/a_view/2406490 Are you a gardener?<br /><br />I&#039;m currently growing rosemary that we brought inside before the frost. I hope to grow more basil and other herbs this year, but we&#039;ve been having a bad drought where I live, so we aren&#039;t allowed to water them. I&#039;ve been taking what&#039;s left in a glass of water (that I... Mon, 03 Mar 2008 22:51:42 -0800 http://www.answerbag.com/a_view/2406490 http://www.answerbag.com/a_view/2406449 What do you do to kill time in an airport with a 2 hour layover and only 10 dollars?<br /><br />I&#039;ve managed to spend time listening to books on tape or podcasts I&#039;d downloaded or reading books I&#039;d brought along. I&#039;ve also yaked on my mobile phone to burn time. I tend to go to a fairly secluded area to talk, though, because I don&#039;t wish to disturb other people.... Mon, 03 Mar 2008 22:43:41 -0800 http://www.answerbag.com/a_view/2406449 http://www.answerbag.com/a_view/2406419 Will I have enough money left at the end of the month?<br /><br />It depends on how much you consider to be &quot;enough&quot;, how much you have to start out with, how much your expenditures are, how much you&#039;ll make during the month... Prediction: &quot;Maybe&quot; Mon, 03 Mar 2008 22:35:17 -0800 http://www.answerbag.com/a_view/2406419 http://www.answerbag.com/a_view/2406390 How do i get my girl horny?<br /><br />Tell her that you want to make it your mission tonight to please her and ask her what turns her on and what she wants you to do. Mon, 03 Mar 2008 22:27:55 -0800 http://www.answerbag.com/a_view/2406390 http://www.answerbag.com/a_view/2406372 Do oysters really make you horny?<br /><br />They don&#039;t do a thing for me, but the zinc is supposed to help. Mon, 03 Mar 2008 22:24:47 -0800 http://www.answerbag.com/a_view/2406372 http://www.answerbag.com/a_view/2406369 What makes you really horny?<br /><br />Shemale/t-girl/chicks with dicks/tranny and/or crossdressing. Gothic fashion (especially fishnets). I&#039;m strange, I know. I&#039;ve had a few relationships with transgendered individuals and they were the best I&#039;ve had yet. I don&#039;t go for biological females, though, go figure! Mon, 03 Mar 2008 22:23:43 -0800 http://www.answerbag.com/a_view/2406369 http://www.answerbag.com/a_view/2405049 Over half of the furniture stores in my town have gone out of business in recent months. Has this happened where you live too?<br /><br />In Baton Rouge, a family-owned furniture business that had closed its doors after somewhere around a century in business. I don&#039;t remember the specifics, but that was depressing. There were television ads when I was visiting down there in November or December last year. Mon, 03 Mar 2008 17:52:27 -0800 http://www.answerbag.com/a_view/2405049 http://www.answerbag.com/a_view/2405028 I am selling my house. I have lived in it for 2 of the last 5 years. Do I get a tax break on the profits?<br /><br />If it has been your primary residence, you don&#039;t have to pay capital gains tax on the first $250,000 of profit or $500,000 if married and filing a joint tax return. For more detail, check http://www.irs.gov/faqs/faq10.html Mon, 03 Mar 2008 17:47:50 -0800 http://www.answerbag.com/a_view/2405028 http://www.answerbag.com/a_view/2404995 When people start a question with: "Ladies," and then go on to ask about relationships involving men, do gay/bi men answer it anyway, even if it says it's directed at ladies? [And the same goes for when questions are directed at men].<br /><br />There are heterosexual men who answer that sort of question as well, depending on the question itself. Some people just want to give advice and help, others just like being heard. Mon, 03 Mar 2008 17:38:04 -0800 http://www.answerbag.com/a_view/2404995 http://www.answerbag.com/a_view/2404972 What is the best kept secret of the rich?<br /><br />** DON&#039;T GET TRAPPED IN DEBT ** - You&#039;re worth more than you&#039;re being paid. - Be an OWNER (of your own business, vehicle, and real estate). - Don&#039;t waste money trying to appear rich. (Leased luxury vehicles, expensive designer clothes, diamonds and precious metal... Mon, 03 Mar 2008 17:33:31 -0800 http://www.answerbag.com/a_view/2404972 http://www.answerbag.com/a_view/2404697 What is the name of the Simpsons episode where a new kid at school joins Barts club of rule-breakers but is really a snitch for the principal? And what is the name of the song they play in the middle of the episode?<br /><br />Here&#039;s the music video for &quot;I&#039;m Shipping Up To Boston&quot; Mon, 03 Mar 2008 16:46:45 -0800 http://www.answerbag.com/a_view/2404697 http://www.answerbag.com/a_view/2404685 What is the name of the Simpsons episode where a new kid at school joins Barts club of rule-breakers but is really a snitch for the principal? And what is the name of the song they play in the middle of the episode?<br /><br />That episode is titled &quot;The Debarted&quot; (a play on the movie &quot;The Departed&quot; that had a similar theme... only a lot bloodier.) The song is &quot;I&#039;m Shipping Up To Boston&quot; by The Dropkick Murphys. Mon, 03 Mar 2008 16:44:58 -0800 http://www.answerbag.com/a_view/2404685 http://www.answerbag.com/a_view/2398092 How much should a 15 year old (5'5") weigh?<br /><br />BMI and estimate charts for those who aren&#039;t fully developed aren&#039;t very accurate. It depends on your sex, activity level/musculature, etc. Sun, 02 Mar 2008 18:21:40 -0800 http://www.answerbag.com/a_view/2398092 http://www.answerbag.com/a_view/2398068 Have you ever burned you tongue? How long does it take to heal for you?<br /><br />I have several times. It usually takes at least 2 days if it was from hot food or drink. Sun, 02 Mar 2008 18:17:17 -0800 http://www.answerbag.com/a_view/2398068 http://www.answerbag.com/a_view/2398060 Have you ever had a bikini wax, if so how old were you and how long did it burn?<br /><br />I&#039;ve never had one, nor would I ever. I can shave if I need to, but I VERY RARELY go in public where that region would be visible. I&#039;m not very hairy at that part and the hair on my upper thigh turns more clear/blonde. (If my pubic hair were showing, it&#039;d be awkward, I&#039;m sure.... Sun, 02 Mar 2008 18:16:12 -0800 http://www.answerbag.com/a_view/2398060 http://www.answerbag.com/a_view/2394442 Old Pink Floyd, new Pink Floyd or Floyd the Barber?<br /><br />It depends on my mood. Syd Barrett was nuts. By old do you mean &quot;Dark Side of the Moon&quot; days or &quot;Bike&quot; and &quot;See Emily Play&quot;? I love some songs from Ummagumma as well as from A Momentary Lapse of Reason. I enjoy a lot of Pink Floyd, but they&#039;re... Sun, 02 Mar 2008 04:39:17 -0800 http://www.answerbag.com/a_view/2394442 http://www.answerbag.com/a_view/2394431 Are you a parent? would you like to be a parent?<br /><br />I&#039;m not, but I think I&#039;d like to aside from changing dirty diapers, wiping up &quot;spit up&quot;, changing sheets when the kids wet the bed, dealing with the emotional disaster of puberty, dealing with the teenage rebellion, worrying if I&#039;ve done the right thing and my kid(s) will... Sun, 02 Mar 2008 04:30:58 -0800 http://www.answerbag.com/a_view/2394431 http://www.answerbag.com/a_view/2394414 Don't you wish you had more euros than dollars?<br /><br />Yep, as long as I could later convert them to dollars without a fee and put the extra money into my bank account to be gaining compounded interest. :P On the other hand, if the Euro was weaker than the US dollar, I&#039;d probably stick with my own country&#039;s currency. (There&#039;s... Sun, 02 Mar 2008 04:18:46 -0800 http://www.answerbag.com/a_view/2394414 http://www.answerbag.com/a_view/2394408 How much is a 1920 U.S. penny worth today?<br /><br />If you spend it, one cent. If you plan to sell it, it depends what condition it&#039;s in and who&#039;s buying. (Some are willing to pay more if it&#039;s a &quot;missing coin&quot; in a collection.) Sun, 02 Mar 2008 04:16:17 -0800 http://www.answerbag.com/a_view/2394408 http://www.answerbag.com/a_view/2394404 Has it been a tough winter for you financially?<br /><br />Not really. I&#039;ve taken a drop in income because the interest rates have lowered, though. I&#039;m working on purchasing a car, so that will greatly deplete most of my savings. (I could, of course, try to take out a loan, but I&#039;m too cheap to pay interest and don&#039;t want to bother... Sun, 02 Mar 2008 04:14:03 -0800 http://www.answerbag.com/a_view/2394404 http://www.answerbag.com/a_view/2394394 What do you do with your old perscription Glasses?<br /><br />I wear mine until they break and then go in for another pair and another prescription. I still have my broken pair in case I can fix them at some point. I&#039;ve only been wearing glasses for 4.5 years, though, so my Rx hasn&#039;t changed much. Sun, 02 Mar 2008 04:06:17 -0800 http://www.answerbag.com/a_view/2394394 http://www.answerbag.com/a_view/2394389 What is a good book to read if you have a short attention span an get bored easy?<br /><br />The Far Side... or not. I can&#039;t really help you out when it comes to novels. I read non-fiction nearly exclusively, even though I&#039;m a bit ADHD. Sun, 02 Mar 2008 04:03:50 -0800 http://www.answerbag.com/a_view/2394389 http://www.answerbag.com/a_view/2394381 What do the numbers in my wi driver's license number mean? the letter is the 1st letter of my last name, the 7th and 8th numbers are the two digit year i was born, the last 2 numbers are how many id's are issued with the same name. what do the rest mean?<br /><br />It&#039;s a conspiracy to distract you. While you&#039;re searching for the answer, gremlins and FBI are stealing your thoughts because you aren&#039;t wearing your tin foil hat. Tisk, tisk! You may want to check with other WI residents. I&#039;d imagine at least one number may be a checksum. Sun, 02 Mar 2008 04:00:22 -0800 http://www.answerbag.com/a_view/2394381 http://www.answerbag.com/a_view/2394371 Ever had an ich that just wouln't go away?? = P<br /><br />Oh, this is brilliant. I never go away. :P Sun, 02 Mar 2008 03:56:02 -0800 http://www.answerbag.com/a_view/2394371 http://www.answerbag.com/a_view/2394367 I owe $400 to one credit card and $2000 to another one. Both have the same interest rate. Which one should I focus on paying off?<br /><br />There are different ways to answer this. What would do best for your credit score would be for you to pay down the one with the highest utilization (debt-to-credit-limit ratio). What would be best for you would be to pay off the lower balance so that you only have one bill to worry about.... Sun, 02 Mar 2008 03:53:26 -0800 http://www.answerbag.com/a_view/2394367 http://www.answerbag.com/a_view/2394362 I asked him more dan 100 times to 4give me! but he didnt! i want him to just 4give me! i did all wat i can do! but he keeps on sayin dat they were the best 16 days of my life after i left u! he says dat he hated me! & dat doesnt want 2 talk 2 me!<br /><br />If he isn&#039;t into you let him go. It&#039;s not worth forcing him to be in a relationship. There will be resentment. Try to live without him. If it&#039;s meant to be, he&#039;ll come around. If not, move on with your life. There are other guys out there. Was this all over the... Sun, 02 Mar 2008 03:47:23 -0800 http://www.answerbag.com/a_view/2394362 http://www.answerbag.com/a_view/2394348 What is the difference in sound between a 12 stringed guitar and a 6 stringed guitar?<br /><br />The 12 string guitar, if properly tuned, will have a richer sound. There are examples of a 12-string&#039;s sound on YouTube, though the players aren&#039;t always the best. Sun, 02 Mar 2008 03:26:37 -0800 http://www.answerbag.com/a_view/2394348 http://www.answerbag.com/a_view/2394305 Would you be upset if your husband emailed a female friend that is single and called her sweet-cheeks? Do you consider this as flirting?<br /><br />It depends on the guy and the female friend. Most guys I&#039;ve known would mean it sarcastically. What difference does it make if she&#039;s single? If he&#039;s going to cheat, would it make you feel worse if he were cheating with someone who was also &quot;taken&quot;? Sun, 02 Mar 2008 03:03:40 -0800 http://www.answerbag.com/a_view/2394305 http://www.answerbag.com/a_view/2394299 How many (if any) times would you tolerate cheating in a relationship?<br /><br />It depends on what you define as &quot;cheating&quot;. All of it makes me cringe, but I don&#039;t think I&#039;d mind if my partner kissed or caressed a guy. I&#039;d prefer he do it in my presence, though. (Wow, that makes me feel like such a perv!) Sun, 02 Mar 2008 03:01:18 -0800 http://www.answerbag.com/a_view/2394299 http://www.answerbag.com/a_view/2394285 How important is your credit score to you?<br /><br />Are you kidding? I base my self-worth around it! ...No, I&#039;m not THAT obsessed, but I try to keep it decent by paying on time and not maxing out my card and such. I&#039;m in the process of starting a business and I need a good credit score to get favorable terms on loans. I&#039;m still... Sun, 02 Mar 2008 02:55:57 -0800 http://www.answerbag.com/a_view/2394285 http://www.answerbag.com/a_view/2394274 Do you remember the show "freaks and Geeks" ? Do you know why it was cancelled? I thought it was very good<br /><br />From what I understand it was due to poor ratings. The show was constantly being preempted and the time slot changed. I was disappointed because it reminded me of a more modern &quot;Wonder Years.&quot; It&#039;s out on DVD now, though (18 episodes on 6 DVDs). Sun, 02 Mar 2008 02:50:52 -0800 http://www.answerbag.com/a_view/2394274 http://www.answerbag.com/a_view/2393418 What is the best credit card for a new college grad with only student loans as credit history? (ie - no credit history)<br /><br />If you have the option, I&#039;d suggest going to a credit union as your first option. If you don&#039;t have access to a credit union, you may want to try for an unsecured card from a bank you have a relationship (checking, savings, etc.) with. Make timely payments and try to pay in full if... Sat, 01 Mar 2008 22:29:23 -0800 http://www.answerbag.com/a_view/2393418 http://www.answerbag.com/a_view/2393268 Does anyone know of any "hard lenders" who would loan US$100,000 to support a business plan overseas. It's for a multispecialty health clinic. Been search for months.<br /><br />With that sort of exchange rate, lenders may be hesitant to let you borrow. A rented doctor&#039;s office is good, though. Depending on which specialties are offered, it may be inelastic demand. Are there doctors ready to work in the clinic you&#039;d like to open? Write these details and others... Sat, 01 Mar 2008 21:58:04 -0800 http://www.answerbag.com/a_view/2393268 http://www.answerbag.com/a_view/2393244 If 3 grams of a product cost 10 dollars how much would 20 ounces cost?<br /><br />It depends, is there a bulk rate? Sat, 01 Mar 2008 21:54:06 -0800 http://www.answerbag.com/a_view/2393244 http://www.answerbag.com/a_view/2393227 I have 23000.00 in debt. i want borrow half of my 401k.then combine that with my salarie from my part time job. to pay my household bills for one year. then use my full time salarie to pay off all my debt.that will get me out of debt in just one year.<br /><br />I wouldn&#039;t touch the 401(k) because you&#039;ll be taxed taking it out, have to replace the funds with money you&#039;ve already been taxed on, and will have to pay a 10% penalty. Sat, 01 Mar 2008 21:52:08 -0800 http://www.answerbag.com/a_view/2393227 http://www.answerbag.com/a_view/2393027 At 21 years of age with $7,000 worth of debt and no job due to a medical condition, should one consider bankrupcy? No money to pay ANYTHING towards the bills at all. Is it even possible?<br /><br />I would not advise bankruptcy. What kind of bills are these? STUDENT LOANS ARE NOT BANKRUPTABLE. Contact your lender(s) and ask to be put on hardship deferral. Most credit cards are unsecured. They will threaten to sue you and garnish your wages and make your life a living Hell, but they... Sat, 01 Mar 2008 21:14:40 -0800 http://www.answerbag.com/a_view/2393027 http://www.answerbag.com/a_view/2392986 My sister-in-law, unknowingly to me, ran up £18,000 of debt in my name, and because i point blank refuse to pay it, and so does she, i'm filing for bankruptcy - if this happened to you, would you still talk to your sister-in-law?<br /><br />I wouldn&#039;t file bankruptcy, I would file identity theft reports left and right, though, and claim that the debt was not mine. I imagine you were not aware of the accounts? In the United States, if you can prove that it was identity theft, you do not owe the money. I&#039;m not sure how it is... Sat, 01 Mar 2008 21:07:42 -0800 http://www.answerbag.com/a_view/2392986 http://www.answerbag.com/a_view/2392966 What is the currency used in Ireland? and let's say i spend 10 dollars at a subway for lunch, would it cost more in the U.S. or less in Ireland?<br /><br />Ireland uses the Euro and, depending where you are, will also take plastic (debit card, credit card, charge card). Prices vary from country to country, but the US dollar has weakened in recent months, so it will likely cost you more. Most things will cost you more in other countries because of... Sat, 01 Mar 2008 21:03:54 -0800 http://www.answerbag.com/a_view/2392966 http://www.answerbag.com/a_view/2392937 What are some PROS and CONS about filing bankruptcy?<br /><br />PROS: The creditors will stop calling. You&#039;ll be given a new start, albeit worse off than if you hadn&#039;t filed for bankruptcy. CONS: The bankruptcy can affect your credit score for 7-10 years. Some lenders ask if you&#039;ve ever filed bankruptcy. After bankruptcy, subprime credit... Sat, 01 Mar 2008 20:58:52 -0800 http://www.answerbag.com/a_view/2392937 http://www.answerbag.com/a_view/2392851 Is there a difference between credit score and FICO score?<br /><br />Yes and no. The FICO score is the standard in lending. Most people refer to the FICO score as a credit score. A person would have 3 FICO scores, one for each bureau. The bureaus and even outside companies have developed their own algorithms and call these credit scores. A common one is the... Sat, 01 Mar 2008 20:46:44 -0800 http://www.answerbag.com/a_view/2392851 http://www.answerbag.com/a_view/2388663 How do you break into Real Estate?<br /><br />With a crowbar? Seriously, though, lending standards have tightened, especially since a good portion of this subprime mess was from flippers using OPM (other people&#039;s money) and missing mortgage payments (many not making ANY payments). Make sure you have a good credit history and means to... Sat, 01 Mar 2008 04:14:13 -0800 http://www.answerbag.com/a_view/2388663 http://www.answerbag.com/a_view/2388636 Why do we put up with the car dealers? There is no other product that you have to try and guess the price of, as it were, except bloody cars! And I never met a consumer who thought it was a good way of purchasing one!<br /><br />I like the idea of haggling and dislike &quot;no haggle prices&quot; because the dealerships seem to think there&#039;s no room for negotiation. Sure, they charge less than the sticker price (MSRP), but they still charge loads more than the invoice. Even if you pay invoice, the dealer still makes... Sat, 01 Mar 2008 03:59:41 -0800 http://www.answerbag.com/a_view/2388636 http://www.answerbag.com/a_view/2388630 Approximately what year did automotive dealers launch financing to consumers to purchase cars?<br /><br />1919, the founding of GMAC. Sat, 01 Mar 2008 03:53:59 -0800 http://www.answerbag.com/a_view/2388630 http://www.answerbag.com/a_view/2388618 What is the name of the gas station you most go to?<br /><br />Sam&#039;s Club. If I&#039;m in the next town (well, city) over, I&#039;ll stop by the Raceway because they have the lowest prices. I don&#039;t drive much, though. Sat, 01 Mar 2008 03:45:13 -0800 http://www.answerbag.com/a_view/2388618 http://www.answerbag.com/a_view/2388612 Do you think gas prices will ever drop below $2.00 again?<br /><br />Only if the US dollar strengthens and India and China reduce consumption/demand. Sat, 01 Mar 2008 03:42:54 -0800 http://www.answerbag.com/a_view/2388612 http://www.answerbag.com/a_view/2388608 On May 15th there is a national gasoline boycott to protest gas prices, will you stay away from the pumps on May 15th?<br /><br />If I do, it&#039;d only be because I&#039;m afraid of how expensive it&#039;d be to fill up, even with a fuel-efficient vehicle. Sat, 01 Mar 2008 03:41:50 -0800 http://www.answerbag.com/a_view/2388608 http://www.answerbag.com/a_view/2388604 Can you spare some change for gas?<br /><br />Nah, that&#039;s why I use a card that gives me cashback. At least it takes off about a cent or two per gallon. Sat, 01 Mar 2008 03:40:37 -0800 http://www.answerbag.com/a_view/2388604