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by Simply msFortunate on January 22nd, 2007

Simply msFortunate

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I have an outstanding bill with a major phone company from 2 years ago. It is not on my credit report. Does this mean that the debt has just disappeared?

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  • by Anonymous on May 12th, 2007

    Anonymous

    Did you pull all three credit reports? There's experian, equifax, and transunion. Many times a company will report to one but not the other two. It could be on one of the other credit reports. Did you check all three??? Some companies may report to two companies and not the third one. Just because you got a report pulled doesn't mean it's not reported..its probably just the case that you didn't pull the report from the credit reporting agency that this company reprots to! Go to each reporting agency and get your report and see!

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