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by Damiana on April 21st, 2007

Damiana

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What is the earliest and latest that a collection agency can call your home?

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  • by Anonymous on May 12th, 2007

    Anonymous

    First, If you talk to them and tell them and make some sort of arrangements with them, then they can't call and harrass you at all!

    Second they can't call your work at all! This is illegal!

    Third...tell them you know they bought your debt for pennies on the dollar and you are willing to settle for 40% or even 50% or your debt, but you will not pay the full amount!

    Never pay anything without first getting everything you agree to in writing, and second NEVER pay by check...they'll take more than you agree to, always pay by money order! Collection agencies are crooked...so get it in writing!

    They should not be calling you more than once a day! And if you talk to them about your situation they should not be calling you at all! You should tell them you are going to pay and to send you something in writing with your agreement then they should stop calling you! If not then you can sue them! Tell them you know your rights!

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    • Very helpful - Thanks so much!!

      Damiana

      by Damiana on May 12th, 2007

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