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Help answer this question below.
It depends entirely on who they represent. If they are independent contractors and help you evaluate plans from several different sources, they work for you, and their fee is higher.
If they represent a specific company, and their job is to convince you to choose a plan from that company, they are serving the interest of the company, and their fee is much lower, since they receive a commission.
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You're reading Whose interests do financial planners serve?
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