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by anywho is feeling pretty on August 4th, 2009

anywho is feeling pretty

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I am now on a tight budget, but want to get my boyfriend a professional digital camera for Christmas. Should I charge it to my credit card and hope for a good tax refund to pay it back?

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  • by Redhawk on August 13th, 2009

    Redhawk

    NO...this is the type of thinking that gets people into A FINANCIAL PINCH...Never spend more than you earn.

    Why not look for a great USED digital Camera?

    I joined a Yahoo Group about three years ago. The main promise you make is NOT to buy new.

    You try in general not to shop willy-nilly, but you can (when you need something) Buy USED, Barter/Trade, Make it or Re-purpose (recycle) to a new use or DO WITHOUT IT!

    The goal being to make "less of a footprint" on the planet...which something that already was made and exists...does over something newly manufactured, packaged and delivered to somewhere.

    In the past three years, not only have we managed to make less of a footprint...we have SAVED MONEY...a nice chunk of money...enough money to be able to afford a "new" USED Toyota 4-runner when my partner's 20 year old Jeep...began to take a serious "nickel and dime..you to death"...final journey!

    I was able to replace our stereo system...upgrade it really, with a used system that works fantastically and cost half of what it would have brand new...

    It's great...all the frills, with none of the burden!

    Remember...Credit Cards are designed NOT TO ever pay off..that is "their" goal..to keep you in debt.

    What if you were able to not over spend, and take that refund and invest it in a ROTH IRA..? If you are under 30...the pay off could be fantastic when you retire!

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