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Help answer this question below.
You are going to an informal dinner with friends in an upscale restaurant. If male, you are wearing dress trousers (or even crisp jeans*), a long-sleeve shirt, maybe a tie, leather loafers or dressy slip-on's, patterned socks or solid-colored dress socks, a tipped belt, and you may or may not wear a sport coat. You are dressed in the Smart Casual category.
If female, you are wearing slacks, crisp jeans, or a skirt (long or short), a blouse or turtleneck, a fashionable belt, a jacket, a vest, or a sweater coordinated to your outfit, hosiery or socks with boots, flats (leather, suede, or fabric) or mid-heel shoes. You are also wearing jewelry, such as earrings that complement your overall outfit, at least. You are dressed in the Smart Casual category. Again, if you are wearing jeans, wearing a jacket upgrades you to Smart Casual. This category demands a pulled-together, harmonious, complete look with colors, fabrics, shoes, and accessories, for both men and women.
*If you are wearing crisp jeans, you must wear a sport coat for Smart Casual.
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