Its an unexpected shock in ones life. a fabulous shock, but still a shock. your mind, your body is entering a realm of unreality, that few people on earth experience. unknown people come out of the woodwork to borrow money. every excuse is offered. greed. family members, you thought were dead, are now alive and well and love you more than life. its mostly psychological. winning the lottery, suddenly allows you not to have to live from paycheck to paycheck. can you trust a cpa with your winnings? will you invest? blow it on frills? the beggers, the borrowers are relentless. i said it before and it deserves to be said again......GREED. it will drive one crazy. but, what a way to go!